Financial Freedom Secrets Revealed...

Save Our Country

2010-09-15T16:29:00.001-07:00

Save Our Country Now... is a movement that is grass roots. Check out this site and watch a

Political Ad that you will never see on TV.

www.SaveOurCountryNow.org

This website has no axe to grind and gives equal treatment to both political parties. Check out the

ad and the other video. You will be astonished at what you see and hear.

Sincerely,

Our Country

Work From Home Envy...

2010-09-08T11:33:00.001-07:00

Are You Envious Of People Who Work From Home?

Being able to work from home is a gift. It is given to the individuals who have the perseverance to struggle through the trials and tribulations of getting their home business started. Yes the people who have been given the gift of working from home know that nothing comes easy. They know that they have to spend time getting their business up and running, along with working with a fabulous company.

Being ENVIOUS is normal but anyone can build a home business with the right MENTORING! Yes Mentoring is essential in building a successful home business. I don't know anyone who would say they didn't want to work from home, do you? Most people want to be financially free but don't know how to do it. You can not learn how to do this from just anyone. You see, the Network Marketing Home Business model has been around since the mid 1940's and has grown to a 200 Billion Dollar industry globally. It will grow to over 1 Trillion dollars in the next five years or sooner if the economies around the world stay in a state of flux.

When you look at this industry through the 80/20 Rule you can see that 80% of the revenue is made by 20% of the people. You can also see that 80% of the people are only making 20% of the revenue. Do you want to learn from the 20% or the 80%? You are probably saying, "The 20% of course, who wouldn't?" Well you would be surprised, to learn that most learn from the 80% and don't understand why they are failing.

Instead of being envious of the people that work from home, find a 20% to teach you. Now this is tricky because the 80% people think they are in the 20%. They think they know how to build a home business. They think they are knowledgeable about the industry but have a track record of jumping from one company to another. Don't listen to them! Learn from people who know...

Now I am going to cut to the chase here, simply because I am tired of writing this article. You want to learn from the 20% go to www.ItsGoodBusiness.net and fill out the contact form. We will contact you and go from there. We have a program that will determine whether you are someone we are looking for or not. It's as simple as that!

Thanks for reading,

Yours In Mastery,

Dr. Raymond Jewell, Economic Coach

www.BusinessMentorSystems.com

Work At Home Business Campaign

2010-09-08T11:09:00.001-07:00

Three Basic Steps To Creating Your Work At Home Business Campaign

The steps listed below take into consideration that you have already developed your business plan and you have either a product or a service you are going to use to build your work at home business.

Step 1. What is your target market in other words who are you trying to reach with your campaign? If you do not identify your market and have something to aim at how will you ever hit the target.

Step 2. Now that you have identified your work at home business market you need to find a url that is keyword specific to your target market. An example would be if your target market is good business then http://itsgoodbusiness.net would be a good one. This url you will use when you build your website or blog.

Step 3. What kind of strategies are you going to implement to reach your work at home business market? There are many such as blogging, buying leads, newspaper ads, PPC aka pay per click, email marketing, url rotators, social networks like facebook and twitter, and SEO aka search engine optimization.

You may be saying OK now how do I learn how implement these strategies and what are the best ones to use to start building my work at home business?

Maybe you are just looking for a work at home business that best fits your needs and you do not even have a clue about any of this.

If this is where you are at in your quest watch this video one of my mentors has created this will help you understand more about a work at home business.

Visit the link below,

Understanding The Work At Home Industry

Jack Shea
The IGB Team
King Article Writer
Independent TriVita Affiliate Member 13115780

--
Dr. Raymond Jewell
610-280-7000
Skype: rbjewell

I Apologize If I Offended Anyone...

2010-08-27T10:13:00.001-07:00

I apologize If I offended anyone...

This was how I started an email that I wrote to my TEAM in my network marketing company. Apparently, I offended someone when on our weekly call I talked about people who just sit on the side lines and don't take action. The person actually wrote me and told me that they were not in the "trenches" so to speak but liked the fellowship that was provided on the calls. But the felt that I was being insensitive to the fact that they were not working their business. They let me have it, right between the eyes. I deserved it!

BUT...

The point is that anyone who spends money and just sits on the sidelines is not doing a service to themselves. They are biding time! Wasting time is a foolish move since it is something that we cannot recover. When time is gone, it's gone. It has a huge lost opportunity and the measure of what might have happened will never be realized.

Now why do people sit on the side lines?

Well after I sent an apology to everyone on my team, I started getting emails from people who said, "I was not offended". I began to feel good about what I did and what had happened was people were actually taking notice of their business. I care about the people who are just sitting on the side lines, because they are people who maybe for some reason of another were lead astray.

The MLM/Network Marketing thought is to help the people who want help and let the ones who don't ask, wander in the dark. I have trouble with this concept. I think that if they spent their money, I should attempt to work with them. This is why so many people fail in the Network Marketing business, because the up-lines don't work with their people or attempt to do so. They just let them flounder along and ultimately they fail.

Why am I writing you this?

Because if you are someone who is just sitting on the side lines and want help you have several choices. You can take the initiative to call your up-line and ask for help or find a new company and start over the right way. Some times you have to "cut and run" to get ahead. I have done it before. How may times have you looked back and wished you had a resource to go to and get guidance?

I have been coaching people in business for over 30 years and have had great success with people who were to timid to ask for help, but wanted to really grow and achieve happiness and joy. If you are one that has not achieved your wants and dreams then you really should take a look at a new environment. Not every network business is right for everyone. You have to pick one that excited you and give you the motivation to want to really "bust out".

Having the right mentor is essential in getting off the ground in any business, but many people think that it cost lots of money. It does not! As a matter of fact when we mentor people and they join our company, there is no charge. But, we actually interview people to make sure we have a match with our team. This industry is not right for everyone, many people are afraid of success.

Now let me give you my background briefly. I have a Doctorate in Economics and have been Coaching people in Business Models for thirty years. I know what works and what doesn't. You can check me by clicking on the url below and seeing a 3 minute video about who I am an what I do.

http://www.personaleconomiccoach.net

You can also go to
http://www.BusinessMentorSystems.com

and read about our Mentor/Coaching process. We have a record of many people enjoying magical success, that has transformed their lives. Just fill out the Contact Us form and someone from my office will call you to set up a time to speak, no matter where you are in the world.

I am looking forward to speaking with you and guiding you toward success and achieving your wants and dreams.

Sincerely,
Dr. Raymond Jewell, Economic Coach

Senior Citizen Internet Marketing

2010-08-27T06:58:00.000-07:00

Can Staying Healthy Help Senior Citizens Succeed?

Adequate Nutrients Within Calorie Needs

Consume a variety of nutrient-dense foods and beverages within and among the basic food groups while choosing foods that limit the intake of saturated and trans fats, cholesterol, added sugars, salt, and alcohol. Meet recommended intakes within energy needs by adopting a balanced eating pattern, such as the USDA Food Guide or the DASH Eating Plan.

For senior citizens or if over age 50. Consume vitamin B12 in its crystalline form (i.e., fortified foods or supplements). Vitamin B12 is known to help senior citizens with mental clarity.

Older adults,people with dark skin,and people exposed to insufficient ultraviolet band radiation (i.e.,sunlight). Consume extra vitamin D from vitamin D-fortified foods and/or supplements.

Senior Citizen Weight Management

To maintain body weight in a healthy range, senior citizens should try to balance calories from foods and beverages with calories expended. To prevent gradual weight gain over time, make small decreases in food and beverage calories and increase physical activity.

Those who need to lose weight. Aim for a slow, steady weight loss by decreasing calorie intake while maintaining an adequate nutrient intake and increasing physical activity.

Overweight senior citizens with chronic diseases and/or on medication. Consult a health care provider about weight loss strategies prior to starting a weight-reduction program to ensure appropriate management of other health conditions.

Physical Activity

Engage in regular physical activity and reduce sedentary activities to promote health, psychological well-being, and a healthy body weight. To reduce the risk of chronic disease in adulthood: Engage in at least 30 minutes of moderate-intensity physical activity, above usual activity, at work or home on most days of the week.

For most people, greater health benefits can be obtained by engaging in physical activity of more vigorous intensity or longer duration. To help manage body weight and prevent gradual, unhealthy body weight gain in adulthood: Engage in approximately 60 minutes of moderate- to vigorous-intensity activity on most days of the week while not exceeding caloric intake requirements. To sustain weight loss in adulthood: Participate in at least 60 to 90 minutes of daily moderate-intensity physical activity while not exceeding caloric intake requirements.

Some people may need to consult with a health care provider before participating in this level of activity. Achieve physical fitness by including cardiovascular conditioning, stretching exercises for flexibility, and resistance exercises or calisthenics for muscle strength and endurance.

Senior Citizens may want to participate in regular physical activity to reduce functional declines associated with aging and to achieve the other benefits of physical activity identified for all adults.

To help senior citizens build their Internet Marketing business my good friend DR. Raymond Jewell financial expert and well know economist is in the process of launching the first of its kind.

He is starting a massive Senior Citizen Movement using the Pay It Forward philosophy to reach Senior Citizens worldwide through viral email marketing.

Join the Senior Citizen Movement today and visit here now to find out more > Your Free Newsletter

Jack Shea
Senior Citizen Movement

Resource for most of the above information from U.S. Department of Health and Human Services U.S. Department of Agriculture.

--
Dr. Raymond Jewell
610-280-7000
Skype: rbjewell

Senior Citizen Internet Marketing Community

Senior Citizen Internet Marketing

2010-08-25T12:55:00.000-07:00

Come join the Senior Citizen Internet Marketing Community and see what all the Buzz is about. The following is a letter that is sent out to all members who are all working together to make this site a success. If you want to get in on the action you should sign up and be a part of this amazing movement. Helping Seniors all over the world learn about marketing and making money on the web is a worthy cause, and while you do it you will get known. If you are looking to become a major player on the internet you should join this site. Read the swipe copy below and see what they are doing.

Hey Everyone,

I hope everyone is having a great day! I wanted to share with you our intention at the Senior Citizen Internet Marketing Community. We want to make a difference for Seniors all around the world. It's a known fact that many people are hurting financially, and are looking for help and guidance to enable them to create any additional income. It is also a known fact that there are many Seniors who don't know where to look to find information that can assist them in their search for help.

This being said, please pass this site on to your friends. To do this is simple, all you have to do is click on the INVITE TAB right next to the MAIN TAB and it will allow you to send invitations singularly or allow you to download your contacts from your email system. Once downloaded then you can select who you want to get the invitation by checking the box next to their name. Even though we are getting good positions on Google and other search engines, we still need your help to reach people all over the world quickly. We want to have 1,000,000 people in our community in a year. I KNOW WE CAN DO IT WITH YOUR HELP!

PLEASE HELP!

When you invite someone to join our community they will have to be approved, and we have three people who are always around and will approve the people as they apply to join. Butch Hamilton, Jack Shea, and Me are always around and will make sure anyone that you bring in will have an enjoyable experience.

Another benefit of this site is that it is tuned in to the search engines so when you write an article or post to a forum the search engines will pick it up. You should use this to get known on the internet along with other tools that you use. As you write your articles make them informative so others can learn, and then follow your link to your offer or place that you are sending someone to get more information.

The more you post the more you will help others, and also become known on the internet. Butch Hamilton, has made sure that this site is seen by the internet spiders, and is fully SEO'ed to the highest degree. So the more information you write in the blogs and the more you respond in the forums the more people will read your stuff.

As you write you articles put your business link at the end of the article so the people that are reading it will know where to go for more information. You see, when you write an article the internet spiders will pick it up and carry it in the search engines. If anyone wants more information they will have to sign up in our community to read it, then they will follow your link to get more information. If they go through those steps they are serious about what you are talking about and will probably follow your link to your site or information. This is the funnel approach that guides people into some steps to take action, so the better your information is the more who will follow.

As you know you can get information on article writing all over the internet, therefore the better you are at conveying your message the more you will be know on the internet. Use this Community as a marketing and educational tool so when inviting others you are expanding your sphere of influence.

So, please help build our community and while building our community you will build yourself.

http://SeniorCitizenInternetMarketing.ning.com

Thanks for reading,

Dr. Raymond Jewell, Economic Coach

Administrator

Senior Citizen Internet Marketing

2010-08-20T12:40:00.001-07:00

How To Quit Your Way To Success

Many times people in Network Marketing join a company with the idea of making quick dollars fast. This concept is one that plagues over 90% of the people who join MLM/ Network Marketing. As a result of this mindset these people end up fueling the coffers of many Network Marketing companies instead of reversing the momentum and making money for themselves.

By joining a network marketing company and building a downline instead of a team, you are not building an asset but a liability. Liabilities make the network marketing companies rich and not the team builder.

Look at it this way, you build a downline of a few people and you decide that you are not making headway fast enough then someone else comes along and tells you that there is more money in joining their company faster so you leave your existing company and then go to the new one. When you persuade the members of your downline to leave and go to another company now the new company gets the initial sign-up money that is paid out.

So now the old company got your initiation cost that was paid and the new company gets new money for their initiation cost, so now two companies have made money on the same person. And this process goes on and on. Every time you join a new company in the Network Marketing Industry the forward motion of the old company is stopped, and you are having to start the forward motion all over again to gain momentum.

What is needed is to reverse this action and make the money for yourself. By reversing this action and staying put in your existing company you will be practicing "Reverse Momentum".

What is meant by "Reversing Momentum"?

Building a Team in a Network Marketing Company requires that you begin to build, and as you build you begin to start the compounding process of attracting new people on to your team. As you build your team the team members begin to reach out to others and start to attract others that you don't know, nor will ever know.

This is the positive momentum that you want to reach in networking which begins to build you're team over time. As the momentum increases your income increases along with the specific team members that are excited about growing their business. Everything becomes contagious.

By taking the money that you would spend to hop from one company to another and put it into your current company growth you will increase your momentum and your team will build faster. You are putting your money into your business when you invest into the same company, and build your team instead, of always putting your money into a new company. Every time you do this you halt momentum and have to start over again.

Look at it this way, if you were building a snowball you have to roll it and pack it, then roll it and pack it, until it is solid enough to keep rolling and rolling till it becomes a huge snowball. If you stop and leave that snowball alone and go do it again you never get out of the rolling and packing stage. The one you left gets smaller or does nothing and as the weather get warmer it melts then when the weather gets cold again the snowball is smaller. The bigger the snowball is the easier it will stay in tact through the warm spells and then as you keep rolling you get bigger and bigger with many more people on the team rolling the snowball.

The secret is to use the power of compounding and let it work for you instead of working for the network marketing company. It's impossible to "Quit Your Way To Success" but for some strange reason people think that they can. Quitters never win! It's a proven fact but ignored by many.

The secret is to find a good company and a good team to join, then interview them and see if you are all of like mind and can work together. Treat your network marketing business as a business and not a sideline. Get a good mentor that knows what they are doing and quiz them about their successes. Leave no stone unturned.

If you are interested in learning how to look at the network marketing business "The Right Way" come to www.BusinessMentorSystems.com and fill out the contact us form and we will assist you.

Thanks for reading,

Yours In Mastery,

Dr. Raymond Jewell, Economic Coach

http://seniorcitizeninternetmarketing.ning.com

Senior Citizen Internet Marketing

2010-08-17T18:38:00.001-07:00

Senior Citizens Struggle To Retire

It's not going to be your parents retirement rewarded at 65 with a gold watch, a guaranteed pension, and health insurance for life. For many senior citizens, retiring is a struggle for some quite a mystery. Earlier generations of workers could rely on employer provided pensions, but now many workers will need to rely on their own work related and personal savings plus Social Security benefits. These savings have to last longer because senior citizens are living longer, often into their eighties and nineties.

A secure, comfortable retirement is every senior citizens dream. And now because we're living longer, healthier lives, we can expect to spend more time in retirement than our parents and grandparents did.

Senior citizens can work while receiving Social Security retirement benefits. When they do, it could mean a higher benefit for you in the future. Higher benefits can be important to you later in life and increase the future benefit amounts your family and your survivors could receive.

While senior citizens are working, their earnings will reduce their benefit amount only until they reach full retirement age. After seniors reach full retirement age your benefit amount is recalculated to leave out the months when it was reduced or when benefits were withheld due to your excess earnings.

For 2010, that limit is $14,160. Wow does this excite you? Just think you work your butt off for 40 plus years and nowyou get penalized for trying to make enough money to buy food and pay the rent.

Senior citizens who reach full retirement age in 2010, the limit on your earnings for the months before full retirement age is $37,680.

(If you were born in 1944 or 1945, your full retirement age is 66 years.)

Starting with the month you reach full retirement age, you can get your benefits with no limit on your earnings. What that means is senior citizens will either have to work until they drop dead or starve to death instead. This is the appreciation senior citizens receive for being the backbone of this country.

There is hope for senior citizens to regain there dignity thanks to my good friend DR. Raymond Jewell financial expert and well know economist. Dr. Jewell is in the process of launching the first of its kind. He is starting a massive Senior Citizen Movement using the Pay It Forward philosophy to reach Senior Citizens worldwide through viral email marketing.

Join the Senior Citizen Movement today and visit here now to find out more > Your Free Newsletter

Jack Shea
Senior Citizen Movement

--
Dr. Raymond Jewell
610-280-7000
Skype: rbjewell

Senior Citizen Internet Movement

2010-08-05T17:10:00.001-07:00

New Senior Citizen Movement

Announcing the first of its kind bringing together Senior Citizens from all parts of the globe to learn how to claim Financial Independence for themselves and their families.

FOR IMMEDIATE RELEASE
PRLog (Press Release) – Aug 05, 2010 – Senior Citizens have had enough of all the false promises, corporate corruption and Big Government takeover. Tired of struggling to find affordable housing and not wanting to give up their independence to assisted living or becoming a burden to their families, Senior Citizens now have the opportunity to learn how to start and grow a home based business using the Network Marketing business model.

You read about it all the time how programs and information targeted to take advantage of senior citizens in some cases stealing their life savings is at an all time high.

While resources are tight and having to go back into the work force only to be abused and under paid active Seniors can now be mentored by leading experts in the Network Marketing Industry.

More and more Senior Citizens are taking computer classes and becoming educated on how the to use search engines to move about the Internet. Joining on line communities, chat rooms, dating sites and even searching for home based business opportunities is becoming part of their daily routine.

What was lacking up until now was honest and simple Internet training specifically for Senior Citizens to learn how to start and build a successful home based business.

Dr. Raymond Jewell well known economist and financial expert realized this need and driven by his passion to reach out and help his peers has created a system to fill this need.

Dr. Jewell`s vision is to start this Senior Citizen Movement using the Pay It Forward philosophy to reach Senior Citizens worldwide through viral email marketing.

Join the Senior Citizen Movement today and visit here now >Your Free Newsletter

# # #

Creative Marketing Strategies designed to help senior citizen build a home based business using the Internet.

Senior Citizens Internet Marketing Program

2010-07-25T07:12:00.001-07:00

Greetings friends,

We are in the process of pre-launching Global training for senior citizens on how to find and build a successful home based business.

You are invited to come and join our new community for senior citizens visit here now > Helping Seniors Survive Economic Hardships

This new community will keep you updated on the progress of our Global launch.

We respect your privacy and your information will not be given out to any third parties.

Please forward this to all seniors you know.

Respectfully,

Jack Shea
King Article Write
Senior Citizen Movement
Building On A Budget

How Important is Your WHY Factor?

2010-06-28T11:08:00.001-07:00

How important is Your WHY Factor?

I am not one who will sugar coat what it is going to take for you to build a successful home business.

Your WHY is the glue that holds you together. If you are new to the home business arena you may never have heard anything about Your WHY Factor. Your WHY is also known as your dream, reason or burning desire, why you decided to build a home business.

Your WHY is the fuel that is going to keep you driving forward as you hit those bumps,potholes and detours along your journey to accomplishing your goals. Make sure that when you figure out what your WHY is you really believe in it. Your WHY has to be so powerful that nothing will stop you from moving forward to obtaining your goals.

Your WHY should only be shared with those who will encourage you or who are going in the same direction with you. The worst thing that could happen to you and your home business is if you let negative influences tear down your WHY.

If you get distracted and disappointed from all the hype and false promises remember your WHY. Staying focused on your WHYwill help you hydroplane over all the crap you will come up against.

How important is Your WHY Factor?

Extremely important: it is everything.

Jack Shea

Your Business Mentor

How My Partner went from Zero to Millions of Dollars in Three Years…

2010-06-17T12:11:00.001-07:00

How My Partner went from Zero to Millions of Dollars in Three Years…

He will teach you too…

First I would like ask you the following questions.

Are you a Senior Citizen trying to navigate the Internet?

Are you a Senior Citizen trying to create additional revenue streams to supplement your income?

Are you any age trying to make money on the Internet?

As a Senior Citizen myself I know what you are going through. I fully understand the difficulty in learning to make money on the Internet. It's like the wild, wild, west with everyone coming at you with all these solutions and promises of huge wealth.

How may emails do you get telling you how they have the secrets to wealth on the Internet and you click through only to find that they are selling some expensive program that you don't understand?

I can't tell you how much money and time I spent learning how to create revenue on the Internet, until I met my partner. He turned my life around, and taught me how to put the Internet to work for me. He is willing to do the same for you, but you will have to keep and open mind.

I want to eliminate your efforts of trying to find the right place to turn in learning how to make money on the Internet, since I know how you feel and also realize that cutting your time curve is important in getting you to revenue faster. All you have to do is have an open mind…

OPEN MINDED PEOPLE WIN…

Again as a senior myself, I know that sometimes it's hard to keep an open mind when learning new information, especially from some young whippersnapper. You will have to tuck your ego in your back pocket and listen to them and learn. I finally decided that I was not going to try to figure it our for myself, but to listen to the ones who knew it best. YOUNG WEALTHY KIDS…J

So I set out to try to find the best in the business and spent considerable amounts of money to get there. I have worked diligently to get this information and therefore have short-circuited the information curve for you.

I PAID THE WAY SO YOU DON'T HAVE TOO…

NOW WHAT'S NEXT… All you have to do is click on the link below and listen. Follow directions and you will receive a free 8Day Internet Boot Camp that will guide you step by step to learning the Internet. Turn up your speakers!

http://www.PDP1000.net

Now let's talk about the fact that if you are in a Network Marketing business and you want to get leads. I teamed up with a young man who managed to go from a waiter in a restaurant to making a seven-figure income and leading his company in only a few years. Click this link to get his information on how he did it.

http://rbjewell.magneticsponsoringonline.com/

He wrote this book that literally changed the way I look at Network Marketing and allowed me to grow my Network Marketing business faster that I expected. You will love this stuff!

Well enough of listening to me, if you got this far then you are serious and have already clicked through to these links and started your journey of information. Building information is essential and I hope that I have shortened your learning curve.

I hope that you achieve your wildest dreams on the Internet…

Yours In Mastery

Dr. Raymond Jewell

Young Entrepreneurs Expose Their Network Marketing Secrets...

2010-06-16T14:40:00.000-07:00

Listen to the Kids, they know what they are doing!!!

Would you be open to learning how to build your Network Marketing business from

someone who has gone from Zero to Millions per year in a few years? I know, you

hear this all the time, I know I did. But one day I was reading my email and some

how I opted into a list and low and behold an email came with the heading which read

something like this.

"25 Year Old Multi-Millionaire Kid Divulges Top Industry Secrets On How To Generate

Upwards of 102+ Leads Per Day"

I was at a time in my life where I needed this shot in the arm. You see, I am a

Senior Citizen and have a PhD in Economics. I have been coaching clients

about building business and creating wealth for thirty years and wanted to

go into the Network Marketing Business. I studied the MLM Business Model

and learned about building a Network Marketing Business.

I found my company and then went to work.

My Ego got the best of me!

I thought I knew everything there was about this model but Wow! Was I confused.

No one wanted to talk to me... Friends, Family, even My Enemies wouldn't listen.

I worked hard and made a little headway but still frustrated. I am unique in that I

can't stop once I start something, I will not quit until it defeats me. It did four times.

The fifth time I decided to listen to someone who knew how to be successful with this model, but who!

I got the email with the heading above... Talk about divine intervention...

I read the email, and watched the video.

I signed up for more!

I wanted to learn more. Finally someone had the information that I needed. I didn't care if

the person was twelve, I was ready to listen!

I joined another company, [Now number 5] and that was 13 months ago. I am learning

about success in Network Marketing and building a business along with understanding

that even with all my education, the internet is a new world. All of the marketing

education that I had, I had to re-learn.

I am 65 years old now and still learning. I am reminded that Colonel Sanders started

Kentucky Fried Chicken at age 65. He began his career again and beat the bushes to

build one of the largest franchise businesses in the world.

I am listening to the young Turks every day and doing every thing they tell me to do. The internet is a

Young Persons world and I am enjoying learning in it. I am not going to blow smoke about

high income projections but I am on target to make six figures per month in 48 months. I do

know what it's like to make lots of money because my consulting business has made me

a millionaire over the years but in the Network Marketing Industry I am starting over.

I am just like anyone else who is beginning a new venture. Starting from the bottom.

Now you are probably asking why am I telling you this? Because I am sure that you would

like to be pointed in the right direction as I did. I want to share with you the source of my information

so you can be successful.

Here are the links to some of my sources.

http://www.PDP1000.net

This link will take you to the information that started me. You will receive a free 8 Day

Boot Camp on how to understand the Network Marketing Industry. The insight is priceless!

The one below is a book that you can read which will give you amazing knowledge about

what you need to do to become a success and have people calling you about your

business.

http://rbjewell.magneticsponsoringonline.com

So go ahead and click on the links and fasten your seat belt because you are in for

a wild ride. It is my wish that you achieve your wants and dreams with ease.

Yours in Mastery

Dr. Raymond Jewell

--
Dr. Raymond Jewell
610-280-7000
Skype: rbjewell

Young Entrepreneurs Finally Share Their Secret Tricks Of The Network Marketing Trade

2010-06-15T20:42:00.000-07:00

If you are new to Network Marketing, or have been beating around for a while not making headway, then you will want to read this further...

Here's the story, I am a Senior Citizen, yes baby boomer, with a PhD in Economics. I thought that I knew it all! Having studied business models and consulting with clients teaching them how to develop their businesses for 30 years I thought that I knew the MLM/ Network Marketing business model and that it would be a piece of cake.

I thought it was just like any other business model...

So I started to embark on my Network Marketing career and boy was I dealt a blow to my ego!

The Network Marketing Business Model does not follow the old business paradigm! Grey hair is not an asset, to running this model and having a graduate degree in business and economics is like driving a Model T Ford in a Le Mans race. I had to go back to school and learn, but the school is not a school with a building or a campus. It's a school taught by babies! Twenty something kids who have figured out this whole Internet thing and managed to make millions. These young entrepreneurs have cracked this code and are sharing this information with others. What givers!

Yes, these young geniuses are not only working day and night to make millions of dollars but are putting their information out on the Internet and giving it to people like you and me to learn and understand how to make it in this new world. They have figured out the "Law of Attraction" and are practicing "Giving to Give" not "Giving to Get"

So this Senior Citizen started buying courses that these young entrepreneurs developed. I decided to follow these young Turks and learn as much as I could using their strategies and systems to generate business. I decided to spend my later years learning how to become a top earner using the Internet, by putting this information into action. So I decided to do what the young entrepreneurs are doing and share this information with you.

As my young mentors are doing I want to do also, and give to anyone who is looking for information, the sources that I found so you can spend time to learn and develop you're own business. These two sites that I am going to give you will blow you away, they did me. This Senior Marketer has had his mind blow many times while learning this information and you will too.

This first site is a powerhouse of information just click the link and learn: Turn up your speakers...

http://rbjewell.magneticsponsoringonline.com

The second site is an 8 Day Marketing Boot-Camp that will give you insight into what you will need to do to make a dent into the Internet.

http://www.pdp1000.net

If you are serious about learning and not sitting on the side lines then now is the time to start your education regardless of your age.

Thanks for reading...

Yours in Mastery,

Dr. Raymond Jewell

Unlike Never Before...

2010-06-10T07:22:00.001-07:00

Two Geniuses Spilling The Beans

This is the exact formula behind some of our industries LARGEST pay day's ever created

Two individuals who have both made millions of dollars in their businesses, in some of the fastest time periods our industry has ever seen.

Just revealed a breakthrough new coaching program all about this subject.

Personally, I haven't been this excited about growing my business in a long time.

If you're looking for a faster way to achieve the results you want, and KNOW there is a better way to be making more money than you are now, you have to see this.

Visit here now > New Coaching Progam

Jack Shea
King Article Writer
http://yourbusinessmentor.net
--
Dr. Raymond Jewell
610-280-7000
Skype: rbjewell

Get Out Of Network Marketing Right Now!!!

2010-06-07T09:14:00.001-07:00

Get Out of Network Marketing Right Now...

This industry is not for those who want a hobby. If you are reading this then you must be thinking about getting out of the Network Marketing industry.

If you treat this as a hobby I will guarantee it will frustrate the heck out of you. So get out Now! The Network Marketing industry is for those who have a burning desire to succeed no matter what the odds or the challenges are they face.

If you are going to succeed in this industry you have better be prepared to invest your time and some of your hard earned money into learning how the top earners have built and continue to build their businesses.

There is a lot of Free Internet Network Marketing information available to help direct you in the right direction, this is a good start but this is only going to take you so far. I can say this because I have a confession to tell. I thought that I could skim by if I just found someone who would be willing to teach me all the tricks and secrets of Internet Network Marketing for Free.

By having this mentality it has cost me tens of thousands of dollars in lost profits over the past 3 years. Yes I have made some money in the Network Marketing Industry but I know with the knowledge and mindset I have now there are no limits to what lies ahead.

Get Out of Network Marketing Right Now or step up to the plate and learn from those who are using proven strategies today. You can start here with this Free Internet training 8 Day Boot Camp video series!

Start your education today here > 8 Day Boot Camp

Jack Shea
Your Business Mentor

Special "MLM Launch Formula"...

2010-06-04T07:52:00.000-07:00

Special "MLM Launch Formula" Bonuses

See what Jonathan & Mark are going to be teaching in our industries first EVER "MLM Launch Formula" style coaching program to explode your MLM, Network Marketing business.

FOR IMMEDIATE RELEASE

PR Log (Press Release) – Jun 04, 2010 – The continued growth of the Internet has resulted in tons of competition, you must understand that you will not become rich over night. As is the case with all businesses, MLM, network marketing business opportunities require adequate research, make sure the business opportunity you are interested in is not a scam. There are lots of companies that just want your start up money and you never here from them again.

To make money on line you should first examine all of the network marketing opportunities that are interesting to you. When you find one that fits your needs make sure that it is a legitimate way to make money online. With so much information overload you can be easily suck into something that really promises the sky, only to find out that there is no way to stay in contact with that business.

Now that you have found the business opportunity that best fits your needs what are your next steps. To begin finding a mentor and a success formula that will give you the advantage you need will not be easy.

This is where I can help here is your chance to gain the knowledge top producers are using to explode there businesses.

What Jonathan & Mark are offering is only going to be available for a very short time, Hurry up and join the express train to success watch this now >MLM Launch Formula

# # #
Jack Shea

Your Business Mentor helping new and seasoned marketers with revolutionary Internet marketing strategies.

--
Dr. Raymond Jewell
610-280-7000
Skype: rbjewell

ATTENTION INTERNET MARKETERS!

2010-06-03T12:41:00.001-07:00

Free Internet Training Boot Camp

Now is the time for you to take your business to the next level. Have you ever wondered how the gurus build huge prospect lists and are able to explode their Internet Network Marketing businesses practically over night.

FOR IMMEDIATE RELEASE

PR Log (Press Release) – Jun 03, 2010 – I have to admit that when I first started watching this Free Internet training I was very skeptical. I thought to myself oh ya this guy is going to be just like the rest of those crooks out there. He is only interested in getting me on his hook and then feeding me little bits of info to keep me coming back.

If you have been around for a while and have been searching for someone who honestly cares about teaching you the strategies that will give you the results you desire, YOU need to watch this Free Internet training 8 Day Boot Camp.

This has changed the way I look at how I market my Internet business in a completely different way. When I heard that I am not going to believe how easy this is. That it will blow my mind I said ya right haven`t I heard this about a thousand times before. Guess what he was right it Blew my mind and my socks right off of me WOW!

Don`t miss out on this opportunity to get Your Free Internet training 8 Day Boot Camp!

Hurry up and start your revolution today right here > Teach Me How Now

Internet Marketing Training: Free 8 Day Mastermind Boot Camp

2010-06-02T14:32:00.000-07:00

WOW, WOW, AND WOW!

I don't get excited but when I do I want to tell the world. I have recently been exposed to an "8 Day Boot Camp" that has changed my marketing career forever, and I want to give it to anyone who decides to read this article. If you are looking for insight into how to really market on the web then you need to take this free course. Yes, you need to take this.

This information will literally change the way you view marketing on the Internet forever. You see there are two kinds of people, the ones who actually do, and the ones who wish. I spent tons of money and time to get to this course and every dime that I wasted got me closer to this information. When I heard it, it literally blew me away. Why this is out there is beyond me, but as I said earlier their are two kinds of Internet marketers, and the serious ones will probably listen to this Boot Camp.

I have been rummaging around the Internet trying to find the answer to how others were able to get tons of quality leads and bring people into their Network Marketing business with ease and build huge down lines. As you know there are plenty of people all selling the next greatest system to bring people into their down line but they never would tell you how to do it until you purchased their expensive program. Well I purchased the programs and man did I get taken... Every time it conjured up four letter words that angered me.

Finally I managed to find a place where I could get what I was looking for. Call it divine intervention or anything else that you want to call it but finally I have what I was looking for. I am so jazzed that I want everyone to get what I finally found and listen to the Boot Camp. After that you can do what you want, but when you listen to this information you will actually learn how to market with the big boys.

I want to keep this short so you can go and listen to the information, and once you do it will blow your mind. If you are looking to be a success, marketing on the Internet, then you will want to listen to this 8 Day Boot Camp. Well here is the link, www.PDP1000.net I am sure that you will find it as benefiting as I did. Please enjoy!

Yours In Mastery,

Dr. Raymond Jewell, Economic Coach

--
Dr. Raymond Jewell
610-280-7000
Skype: rbjewell

Old School Network Marketing

2010-05-28T07:56:00.001-07:00

Old School Network Marketing

What is old school Network Marketing A.K.A known as traditional Network Marketing? See if this sounds familiar, make a list of everyone you know, don`t pre-judge any of them. Now call them up and tell hem you just started your own business and invite them to your home for an opportunity meeting.

If you have been in the networking marketing business for a while and now belong to the NFL( No Friends Left ) Club because you were doing everything that your up line was teaching you to do you are not alone.

So what do you do next? Go out and meet some new people and make a friend, or you can take out a classified ad or you can make up fliers and hang them up all around town or you can buy some leads and then start to cold call them. Are you having any fun yet? Your up line did tell you this is going to be Fun right.

If you are just getting started how does this sound to you? Are you all fired up and ready for the ton of rejection waiting for you in the days to come?

I know I have been down this road and I hated going out and pestering people, and buying leads by the way most of these leads have been sold to others over and over again and they call them fresh leads.

Guess what you don`t have to do any of this at all if you are new to Network Marketing or if you have been around for a while you can stop all this nonsense right now and step into the 21st. Century of Internet Network Marketing.

Question ... How would you like to learn the strategies to have your prospects Begging You for more information. Did you hear what I said, your prospects begging you NOT You Begging them to join your business.

Get started now come on in and learn from the industries Top Earners I Want Prospects Begging Me

Jack Shea
Your Business Mentor

Giving to Give Marketing

2010-05-19T09:35:00.001-07:00

How familiar are you with the concept of "Giving to Give"?

Many times people are "Giving to Get" and wonder why they don't get anywhere. When you give back without any strings attached you rise higher in the universe and enter into better alignment with the "Law of Attraction". Now, you may think this is hooky, but when you focus on how you can give to people without expecting anything in return, you then are rising above the norm.

Almost all marketing is centered around "Giving to Get". Placing a phone number so someone can call and hopefully purchase your products, or offering a special price to purchase in the next ten minutes. You get the picture, expecting to get something in return. Most people don't want to be sold they want to discover so when you give without expecting returns you allow them to discover.

It's OK to ask for an email address when giving information as long as you are going to continue to give information, and then let the person discover whether they want what you are offering or not. When you collect the name and email address to send them more information all you are doing is continuing to give. Some people say "well you are expecting to get the name, email address, and phone number, that's "Giving to Get" isn't it. No! its getting a pathway to delivering more information to lead to discovery.

You have probably noticed a plethora of free video's and content floating around the Internet lately, with more free content being developed daily. This is because people are starting to discover, Ha there is that word again DISCOVER, that the more information that you send to people the more they will learn. The more people learn the more they will discover their own self and rise to their potential.

There is so much crap in the media and on TV that leads people down a path of failure and complacency and many are tired of it. They are looking for information on how to better their lives, therefore they want to get as much content as they can to determine whether who they are listening to is the best teacher or not. If someone is looking for a mentor to help them build their business they want to make sure they are getting a good one. How else can they discover if they can't check out the person ahead of time. Read what they have to say and decide whether they are right for them or not.

Everyone is a magnificent human being with capabilities greater then what they even know, and they have within them the desire to learn the right ways to get to any end result. They must discover! If you are reading this information to learn how to get better on the Internet here is a course that you might want to listen to. Its got huge value and will give you great insight into how to get further on the Internet and learn what the big boys know. Simply go to www.BusinessMentorSystems.net and what this young man has figured out. It's very powerful!

Yours In Mastery,

Dr. Raymond Jewell, Economic Coach

www.BusinessMentorSystems.com
610-280-7000

Network Marketing Tools

2010-05-14T10:48:00.001-07:00

Let's cut through all the BS and get to the meat of the topic. I want to offer you, the reader, a FREE 8 Day Course that will give you info on how to market on the Internet. All you have to do is click on this link, 8 Day Marketing Course which will give you a series of videos tutorial which will give you insight into how to market on the Internet. Marketing on the Internet requires skill and proper mentoring.

There are so many people who have systems that will guide you to market on the Internet. All of the systems guide you to do the same things, but vary in scope of information. I am giving you access to videos that will guide you the right way and provide you with tools and techniques that you can use immediately. You can also see what information and tools that are needed to practice Network Marketing.

All you have to do is click on this link and you will be directed to access the videos. 8 Day Marketing Course will enable you to get qualified people to join your business.

--
Dr. Raymond Jewell
610-280-7000 #3

www.FinancialFreedomRadio.info

Network Marketing: Attract People To Your Business...

2010-05-13T16:55:00.001-07:00

Learn from people who have gone before you...

When building your Network Marketing business you can build it several ways.

The first way is to make a warm market list and then send them a letter priming the pump for your opportunity. You can then call them and talk to them about the economy and how tough it is going to be as the worlds economic picture changes. Many people have built large businesses by working their warm market and have perfected the skills of doing walk-thru's on their business site and attracting people to their business.
The second is, you can buy qualified lists and then have a company send email blast to them trying to get them interested in hearing what you have to say about your Network Marketing business. Building a list is done all the time and many are able to build large list by sending emails to people who don't want the email. As you know this is called spamming. Make no mistake, spamming is frowned upon but spamming works otherwise people would not do it.
The third way is to learn all about Internet Marketing and link up with a mentor that can teach you how to bring all facets of Internet Marketing together to build qualified leads.

I personally do the first and third. I am able to interest people that I come in contact with, and teach them about my home business and encourage them to want to build their own business. I also practice the third way which is to bring all aspects of the internet together to attract people to my business. I am personally going to give you the secrets that I follow.

Learning how to market on the web is important in getting leads that are qualified. Here are my secrets on how to bring all aspects of marketing together to get good qualified leads and build your business. You can take this info and put it into action to enhance your business model. Without further ado here is the link to click on to get the course. 7Figure Networker Course [ http://the7figurenetworker.com/kwcp/7915 ] is a course that is comprised of 8 Videos that are packed with information that you can put into action right away to grow your business. You can immediately learn what is needed to grow your business and attract leads quickly to join your business.

I personally hope that you become successful and achieve your dreams. I wish that these video tutorials are a vital part in your success.

--
Dr. Raymond Jewell, Economic Coach

610-280-7000 #3

2010-05-07T12:22:00.000-07:00

Is MLM a bad word?

Multi-Level-Marketing is a term that stems from the mid 1940's and directly explains how the home business really works. Unfortunately many don't think that the MLM name is good because so many people fail in the business. So they decided to call it Network Marketing thinking that people would join it and become successful. In both cases the people who joined in this type of business still saw a high level of failure because they learned it the wrong way.

Why did this happen?

They weren't taught the right way! Let's look at MLM/Network Marketing the way it should be done.
First of all you must have a good mentor who understands this business model and has been taught by successful people in the industry.
Second, you have to understand that it is not a sales model but a Sponsoring model. Duplication is a must, NOT SALES.
Third, QUALITY is more important than quantity.

Getting the right people to join your business is important but having a solid understanding of how this model is supposed to work is equally as important. We have solved both of those points. When you look at this industry you can see it's a 200 Billion Dollar industry and growing to 1 Trillion Dollars in the next five years, Globally. By looking at it through the 80/20 Rule you can see that 80% of the revenue is made by 20% of the people, you can also see that 80% of the people are only making 20% of the revenue. Do you want to follow the 80% or the 20%. You decide!

We teach what the 20% know who are making 80% of the revenue. Go to www.BusinessMentorSystems.com and read about how to look at the Network Marketing Industry the right way. Also check out http://the7figurenetworker.com/kwcp/7915 for over $500 of free information about understanding the lead side of this industry from one of the experts.

Thanks for reading and I hope to see you achieve Mastery,

Dr. Raymond Jewell, Economic Coach
610-280-7000 #3

Network Marketing the Right Way...

2010-05-07T12:17:00.000-07:00

Is MLM a bad word?

Multi-Level-Marketing is a term that stems from the mid 1940's and directly explains how the home business really works. Unfortunately many don't think that the MLM name is good because so many people fail in the business. So they decided to call it Network Marketing thinking that people would join it and become successful. In both cases the people who joined in this type of business still saw a high level of failure because they learned it the wrong way.

Why did this happen?

They weren't taught the right way! Let's look at MLM/Network Marketing the way it should be done.
First of all you must have a good mentor who understands this business model and has been taught by successful people in the industry.
Second, you have to understand that it is not a sales model but a Sponsoring model. Duplication is a must, NOT SALES.
Third, QUALITY is more important than quantity.

Getting the right people to join your business is important but having a solid understanding of how this model is supposed to work is equally as important. We have solved both of those points. When you look at this industry you can see it's a 200 Billion Dollar industry and growing to 1 Trillion Dollars in the next five years, Globally. By looking at it through the 80/20 Rule you can see that 80% of the revenue is made by 20% of the people, you can also see that 80% of the people are only making 20% of the revenue. Do you want to follow the 80% or the 20%. You decide!

We teach what the 20% know who are making 80% of the revenue. Go to http://www.BusinessMentorSystems.com and read about how to look at the Network Marketing Industry the right way. Also check out http://the7figurenetworker.com/kwcp/7915 for over $500 of free information about understanding the lead side of this industry from one of the experts.

Thanks for reading and I hope to see you achieve Mastery,

Dr. Raymond Jewell, Economic Coach
610-280-7000 #3

Money Talks-Inflation

2009-08-19T04:55:00.001-07:00

Eroding factor or inflation...

Inflation can hit anyone with most people unaware of how it impacts their lives. Many people's salaries are not keeping up with inflation but prices do. Cost of living means many things. Prices go up costing consumers more money, but if they don't have the increases in income to offset these increases then they are losing ground.

How much people are losing is not calculated because financial planners don't have the tools to allow them to do it. Inflation as an eroding factor is silent but deadly. With inflation going up all the time and income levels not keeping pace, it is impossible to maintain a lifestyle that provides a level of comfort.

Understanding what is needed to maintain or get ahead of inflation has to be shown in order for any consumer to be knowledgeable of the impacts of inflation. Traditional planning only addresses inflation as increase in pricing or increases in income, but does not have the ability to show, in a simulation fashion, what is needed in a combined effort to enhance anyones standard of living. Lifestyle is what everyone works for, but without knowing what is needed in a tandem fashion, no one will know how devastating inflation can be.

you probably are feeling the effects of inflation throughout your life, but are spending your time working to keep everything in tack. If you knew what you had to do before hand to keep ahead of the eroding factors would that make your life easier? If you had your life ordered so that inflation increased your wealth, as it increased, would you live a better life? If you were in a position to see it before it happens would that be beneficial to you?

If you want to learn more about our "Economic Simulation" process sign up for our MoneyTeleSeminars.com and register for the free teleseminar. Yes it's free. We decided to drop the cost since our goal is to reach 1,000,000 people with our message, we decided to make it free. Also if you go to FinancialFreedomRadio.info you can listen to past podcast about eroding factors.

Money Talks seminars are now free. You have the ability to make plans to attend the September session, by viewing the site and opting in. We look forward to seeing you there!

Thanks for reading,
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio

Additional Money Talks Resources

Money Talks-Time

2009-08-16T12:43:00.001-07:00

What Does Money Talks Have to Do with Time?

What does the program Money Talks, have to do with time, you might ask? Well, it only takes a couple of seconds to optin for information that can save you money, help you to recover lost wealth, and even become more financially stable for the long term. In less time that it takes to make a post on Face Book about you having your cat groomed today, you could have actually made an important step towards recovering lost wealth. How many people submit to Face Book every day? How many people actually took the time to tell all their buddies about their latest and greatest game that they are playing, or how their garden is growing today?

I would venture to say that many people are simply wasting their time, content with their own frittering away of quality time, when they could actually be expanding their minds into a new area that would actually serve to be of value in their financial life. But instead, they are logging into to Face Book just to chat, and idly watch the world go by, thinking that there is really nothing they can do to make a difference, and how they are stuck in a constant rut of have not and do nothing.

People like Ray Jewell do make a difference in our lives. Here is a man who is willing to share knowledge, insight, perspectives and tips that we all can learn and grow from. He is that type of person that is not willing to be complacent in accepting what the government, and the financial institutions are delving out to everyone. He is willing to stand and say that he will show you a way out of your financial maze and mystery, and will empower you to grow from that, and actually begin to win in this life, instead of just accepting mediocrity.

Honestly, I cannot see a reason in this world why you, YES YOU, would not take the first step, and view this site, and come away with information that you can actually use for a change in surfing the world wide web of information.

Time is a gift people. If you are not aware of this, then its time that someone like stood up and said that to you. You will simply be wasting your time, until one day, there will simply be no more time for you!

Make a stand today, and do something positive for yourself and your family. I can assure you of this, you will gain far more benefits from this than being complacent in chatting with your friends about your cat getting groomed today! Spend some quality time today, and listen to a few Financial Freedom Radio broadcasts located here: http://financialfreedomradio.info It will definitely be worth your time, and you can even do it while playing your games on Face Book!

Remember signing up for Money Talks is FREE! It simply does not get any better than that folks.

http://www.moneyteleseminars.com
_________________
The Wildcat SEO Master Butch Hamilton
1-806-874-3314
SEO Services
Domains

Money Talks-The New Economy

2009-08-16T03:59:00.001-07:00

The New Economy?

If you were asked do you think that following the old ways of investing and saving will continue to be fruitful, what would you say? Do you think the old ways will continue to work? If you said yes you are sadly mistaken!

We just saw enormous financial institutions suck up consumer's money and then go to the Federal Governments for a hand out and suck up those dollars that were lent to them. What is wrong with this picture? What is wrong is that for years the financial institutions were spending huge sums of money to convince the public that they were the good guys when in fact they were operating from a hidden agenda. [To learn about the hidden agenda go to www.MoneyTeleSeminars.com and sign up for the free course 4Laws of Financial Institutions.]

The public refused to believe that these financial institutions were wrong because they were so big. The public felt that the financial planners were able to achieve the promises they had made, and that the only way to true wealth was through financial markets.

For years others and I have been telling people to look out, l that someday there will be a reckoning that will take place and the consumer will be left holding the bag. Sure enough it happened and a small group of people saw it coming. The perfect financial storm was brewing and was noticed in the early 2000's but the financial institutions and financial planners still kept telling people to put their hard earned money in the financial markets. How many times do people have to lose money before they learn that it doesn't have to be this way?

Well now what do you do? You understand that today there is not a new economy but a different mindset. No longer can you expect the financial institutions or financial planners to deliver what they tell you. They have lost all creditability. Today you must demand that your finances are shown through a macro economic grid. You must look at your economic world in a simulator and be able to see the mistakes before you make them. No longer will you have the luxury of pleading ignorance. You must take control of your financial world and learn how to build wealth yourself or you will lose.

It is possible to construct a model of your economic world and see your financial future before it happens thus uncovering the financial mistakes before they occur. No longer do you have to live the problems, you can fix them before they happen. With this ability there is no excuse for financial failure unless you simply don't take advantage of the process.

Our mission is to reach 10,000 people in 2009 and give them the opportunity to take advantage of this process. We know that only a small amount of people will actually take advantage of this program but we feel that we have to offer. If you have read this article and gotten to this point then there is no excuse for losing financially in the future ever again. All you have to do register for our Wealth Recovery Tele Seminar at www.MoneyTeleSeminars.com and after the seminar we will gladly set you up with a free ½ hour consultation where you can personally learn how this macro economic simulation process will work for you. We look forward to seeing you there. After the seminar you will be given the opportunity to sign up for the free consultation but spaces are limited and only for serious people who want to win financially so don't delay.

Thanks for reading,

Dr. Raymond Jewell, Economic Advisor

www.FinancialFreedomRadio.info

Money Talks|Financial Advice

2009-08-15T08:39:00.001-07:00

Who Is Giving You Financial Advice?

So many times people get financial advice from the wrong people. Look at it this way, when you get financial advice from anyone in the financial field who is more concerned with selling financial products then you might be getting your financial planning from the wrong source. If you were building a house would you go to the lumber yard and have them design your home or would you go to an architect or engineer?

The lumber yard sells the products to build the home but you would not want them to design the house. This happens in finance, people use the vendors that represent the products to design their plans. This is why many fail financially! Without understanding the engineering concepts and strategies behind your planning you will always come up short.

You can't use financial calculators, spreadsheets, or ledgers to get a good picture of what is in store financially. No where will any of the procedures mentioned earlier show you a dynamic, intuitive view of your financial world. Always use someone who understands economic principals and has the skills to simulate your financial future before it happens. You will want to see it before you do it. Our Personal Economic Coach process will guide you through a simulation process that enables you to see your financial world and what it will look like before it occurs. Then you can fix the problems and know that you will be doing the right things in your financial future.

If you want to learn more about this call us at 1-800-727-2353 and ask for April Elias. She will schedule you for a no obligation consultation where you can learn about this program. Also go to www.MoneyTeleSeminars.com and learn about our Wealth Recovery Tele Seminars.

Thanks for reading,

Dr. Raymond Jewell, Economic Advisor

www.FinancialFreedomRadio.info
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio

Financial Freedom

2009-08-13T13:21:00.001-07:00

Financial Freedom

Financial freedom would be viewed differently from each person on the planet. It would obviously include having freedom from worry and strain concerning your money and finances. It would be an element that everyone seems to be struggling and straining to achieve, but often, not ever really achieving. Some goals and dreams that we set seem to be totally out of reach and unobtainable.

Financial freedom for you, would probably be quite different from my views. I am content, peaceful and happy, no matter what my financial situation might just happen to be at the moment. I have created for myself, my perfect life. I am able to write at will, and promote on the Internet. This is an accomplishment that I have worked for over 6 1/2 years to obtain. Did my financial freedom come easily? Certainly NOT! I am always in the constant struggle to gain new clients, and keep my cash flow up. This is something that is apparently more difficult to achieve, in this age of economic turmoil that people seem to find themselves in.

Financial freedom is also about mindset and visualization. After all, we all create for ourselves, our exact future at this point in time. I am ever mindful of this whenever the seeds of pessimism and doubt seem to find a small loophole in my thinking process. I realize full well, that I what I think today, will certainly manifest itself into reality tomorrow. Therefore, I am watchful of my changing moods. With this knowledge, I am able to direct my thoughts towards I can, and I will, rather than I have not, and cannot get.

Turning to Money Talks, the program designed by Dr. Raymond Jewell. This man is on a mission to promote his MoneyTeleseminar.com program to over 1 million people over the course of the next few years. I am willing to spend my time in helping him to promote the business for one simple reason. I know Dr. Jewell personally. I know that he is a man of vision, integrity and most importantly, he is a man of impeccable honesty concerning the trials and tribulations that we all face with our money and finances. After knowing Ray for some three years now, I do honestly believe that he knows more about money, finances, financial institutions and wealth recovery, than anyone else on the planet. Having said that, would I attend his free Money Talks program? You better believe your life that I will. I know that by signing up for all the different newsletters, listening to his audios, and attending the Financial Freedom Radio show, that I will indeed, find value there. I am willing to take a proactive stand concerning my money, and I will choose Dr. Jewell, to be my guide through this journey of haze and mystery called obtaning financial freedom.

Will you make a stand with me, and join Money Talks? Will you actually take time from your busy schedule and visit the Money Talks website, and signup for all the newsletters and workbooks found there? Will you tell your friends and others about his program and tell them to tell their friends as well? I can assure you of one thing here, financial freedom may become just a little clearer, by attending these sessions. Is your financial freedom worth the effort? If so, here are the two sites to view, and read. There, you will uncover acres information and knowledge concerning your money. Personally, I can think of no reason not attend these sessions. Apathy would be the only excuse here.

http://www.moneyteleseminars.com

http://financialfreedomradio.info
_________________
The Wildcat SEO Master Butch Hamilton
1-806-874-3314
SEO Services
Domains

Money Talks

2009-08-12T03:00:00.001-07:00

Money Talks Seminar Now Offered FREE!

Dr. Raymond Jewell announces today that Money Talks, the financial program designed to assist individuals with their money, is now being offered for free. This unprecedented offer, should be taken by anyone needing sound information concerning money

FOR IMMEDIATE RELEASE

PRLog (Press Release)

Aug 12, 2009

Dr. Raymond Jewell, the esteemed Senior Business Economist, has announced today that Money Talks will be free for anyone wishing to attend. These money seminars are designed to assist people in dealing more effectively with their money, finances, becoming educated in how financial institutions in this country operate, and literally all the aspects concerning recovering lost wealth.

Once offered on a paid basis, Dr. Jewell, with his legendary mission of reaching over 1 million people with Money Talks, now sees that offering the program for free, will attract more interested parties than ever before.

Having access to information provided by Dr. Jewell is indeed a rare privilege, and he has been in the financial mentoring and business model development industry for over 30 years. His expertise has led him to become in the top 1% of his field. Simply attending the online, and phone bridge seminar series, will lead to more questions being answered by those wishing to know where their money is going, and how to stop needless outflow of funds, and recover lost wealth for long term financial gains.

Butch Hamilton, the noted Wildcat SEO Master states, "I believe that everyone can benefit from this amazing offer from Dr. Jewell. After being associated with him for over three years now, I realize his expertise and knowledge in the business economic field, is indeed impressive. Personally, I will be making my plans to attend all the sessions, and will be taking notes that will help me to achieve my goals of financial independence."

To attend the Money Talks series, it will be necessary to pre-register on the following site: http://www.moneyteleseminars.com The signup process is fast and simple, and one is also encouraged to view the remainder of the site, and take advantage of all the Money Talks newsletters that will serve to expand the overall process during the seminars.

Once again, Money Talks is now FREE! Make plans to attend one, or all of the wealth recovery seminars upcoming in the very near future. Dates and times are listed on the site, so bookmark and pre-register today!

Statistics show that most people are losing between 10%-20% or more of their gross income or revenue to financial inefficiencies and they don't know it. If you would like to recover these lost dollars. Now, with the announcement of Money Talks being absolutely free, there is no reason not to preregister, and take full advantage of the information given.

http://www.moneyteleseminars.com

Additional Money Talks Press Releases

Money Talks

2009-08-10T08:38:00.001-07:00

Money Talks-The Man Behind the Program

I want to talk to you today about Money Talks, the program designed by Dr. Raymond Jewell, that will soon attract 1 million people for the good common sense information that is given regarding money, finances, government and the systems that are currently in place where people are seeing their money literally seep out, without even being aware of what is going on.

I know Dr. Jewell. I have been associated with him for over three years now. I can tell you from personal experience, that Dr. Jewell is one of the leaders in his field of business and financial mentoring. His knowledge and expertise lies in the fact that for over 30 years, he has been assising many high profile clients with their money. This speaks loudly for his credibility.

Most of the information that you receive from your banking institutions, the news, the newspapers and magazine articles is so totally jaded, that it is hard for average people to read and absorb. Dr. Jewell breaks the mold of lawyer double talk and secrecy, and allows anyone who is wanting to become educated in just exactly how financial institutions work, to be able to access this information.

http://www.moneyteleseminars.com

Through special arrangements, Dr. Jewell is now offering the Money Talks program for absolutely FREE! Yes, you can view the site above, and signup for the FREE Money Talks program with nothing to gain but great information. After attending many of his lectures, I always come away with new knowledge and awareness that empowers me to be able to handle my money more effectively. He is willing to do the same for you.

I would also like to invite you to listed to FInancial Freedom Radio. Here, you will receive first hand information concerning all of the topics above that has anything to do with money and finances. These entertaining live radio shows serve as a roadmap that will guide everyone into a clearer understandiing of money, financial institiutions, governmental regulations and policies and pertinent information that you can use to your advantage in your path to financial independence.

http://financialfreedomradio.info

There is no reason not to signup for all the FREE services provided in Money Talks. The only reason that I can possibly think of is that you are so apathetic towards your financial condition, that you have decided to bury your head in the sand, because you cannot do anything about it. WAKE UP AMERICA!!! We can make a difference in our lives by becoming pro active and taking a stand for what we know is right. We can also take that same stand, and tell these supposed financial gurus, that we have had enough of their bullshit (to coin the term from Penn and Teller).

Make the choice today to take a stand for a change. You will be amazed at the feeling that you get for actually standing up for something for a change...

--
Butch Hamilton-The Wildcat SEO Master
Wildcat SEO Services
Office: 1-806-874-3314
Cell: 1-806-205-0648
2619 S Ong Street
Amarillo, TX 79109
www.butchhamilton.com

Greeting Card Business

2009-08-09T17:02:00.000-07:00

Begin a Greeting Card Business with ease.

Many times people would like to start a greeting card business, but don't know where to turn. They think that they have to buy inventory and set up shop in a mall or somewhere off-line.

Now there is a system that allows you to enter the Greeting Card Business with out the huge cost. You can run a greeting card business selling thousands of cards from your personal computer. There are many way to make money with this system, but in all cases the ability to make serious income is easier than any other way. There are people making six figures per month in under 5 years.

If you would like to learn more about how to get into the Greeting Card Business just go to www.TheCardBusiness.com and read more about it. Also if you would like to send a loved one a card go to www.TheCardBusiness.net and send a card for free, on me.

Thanks for reading,

Dr. Raymond Jewell, Economic Advisor

www.FinancialFreedomRadio.info

Powered by Qu

--
Dr. Raymond Jewell
610-637-4884
Skype: rbjewell

Money Talks

2009-08-09T14:18:00.001-07:00

Attend the Money Talks Webinars for Free!

Dr. Raymond Jewell is offering an incredible value. He has decided to make the MoneyTeleseminars.com program absolutely free. This unprecedented move on his part, shows his dedication to providing financial help to anyone wishing to know more. After being in contact with Dr. Jewell for years now, I realize that he is among the top in his field of business mentoring. His talent lies in the ability to create business models, that tell the true picture of one's personal economic growth. To have access to this amazing talent, for absolutely free, is indeed a rare opportunity.

To attend the September session, you must register at this web address: http://moneyteleseminars.com/Register.html

I would personally recommend that you plan to attend one, or all of the sessions. You will walk away with new insights and perspectives that will assist you in growing and maintaining your income for the long term.

--
Butch Hamilton-The Wildcat SEO Master
Wildcat SEO Services
Office: 1-806-874-3314
Cell: 1-806-205-0648
2619 S Ong Street
Amarillo, TX 79109
www.butchhamilton.com

Make Money In The Greeting Card Business

2009-08-09T13:32:00.001-07:00

Want to learn the Power of Good?

Send a free greeting card to a loved one. Learn the power of the "Law of Attraction" works.

Send out "Good Things" to others and "Good Things" will come back to you multi-fold.

How would you like to join a business where people come to you instead of you having to seek them out?

How would you like to have a business that gives you the potential to tell have financial independence and

be able to work because you want to not because you have to?

Then go to www.TheCardBusiness.com and see how easy it is. Send a free greeting card to a loved one, telling

telling them how much appreciated they are and you will see for your self. Also you will have a temporary back office

where you will be able to see how this business works.

Thanks for reading,

Dr. Raymond Jewell, Economic Advisor

www.FinancialFreedomRadio.info

--
Dr. Raymond Jewell
610-637-4884
Skype: rbjewell

Make Money In The Greeting Card Business...

2009-08-09T13:28:00.001-07:00

Want to learn the Power of Good?

Send a free greeting card to a loved one. Learn the power of the "Law of Attraction" works.

Send out "Good Things" to others and "Good Things" will come back to you multi-fold.

How would you like to join a business where people come to you instead of you having to seek them out?

How would you like to have a business that gives you the potential to tell have financial independence and

be able to work because you want to not because you have to?

Then go to www.TheCardBusiness.com and see how easy it is. Send a free greeting card to a loved one, telling

telling them how much appreciated they are and you will see for your self. Also you will have a temporary back office

where you will be able to see how this business works.

Thanks for reading,

Dr. Raymond Jewell, Economic Advisor

www.FinancialFreedomRadio.info

--
Dr. Raymond Jewell
610-637-4884
Skype: rbjewell

Money Talks|Newsletter

2009-08-09T09:59:00.001-07:00

MoneyTeleSeminars.com

What you will get from our newsletter:

It is our goal to give you knowledge that will enable you to win financially in any economic climate. You work hard for your money and need to have good verifiable information that will enable you to create wealth. You will gain tremendous insight into how to actually create wealth no matter what your income. You can become wealthy simply by thinking differently and we will give you the tools to do so.

If you have a burning desire to win financially and are willing to think differently then you can learn. We always say that you will learn what the financial institutions, financial planners, and many accountants will never tell you. Always remember the statatic that "if ten percent of the people in the world control ninety percent of the worlds wealth then this proves that the financial institutions, financial planners, and many accountants are wrong other wise the ninety percent would be in control and they are not."

You will learn what the ten percent know. I have spent the last thirty years studying the ten percent mindset and putting those principals to work to create wealth and I am going to share them with you. Signup for the Money Talks Free Newsletter HERE...

TeleSeminars:

You will receive advance notice when a new MoneyTeleSeminar will be offered plus deep discounts on the TeleSeminars prices. The price that you pay for our seminars is always tax deductible and you will always come away with information to enable you to offset the cost of the seminars.

Free 4Laws of Financial Institutions

Go to MoneyTeleSeminars.com and sign up for the free 4Laws of Financial Institutions.

Thanks for reading

Dr. Raymond Jewell, Senior Economist and Chief Instructor

Financial Freedom Radio

Money Talks

2009-08-09T08:39:00.001-07:00

Where Does the Blame Lie?

In dealing with people concerning their finances and money, it is apparent that many people tend to blame systems or strategies. They seem to think that they really know exactly how the economy works, and if they are falling short of their goals and expectations, then the economy should be blamed. Granted, the economy will tell a great deal concerning our financial progress, but it is something much greater in depth than that.

The financial institutions to drain money from your account each month. The credit card companies charge you exorbitant fees for their services. Mortgage companies, car dealerships and a host of other financial organizations do take your money, for which you have no control over, right? WRONG! You can become educated in the art and science of money management. You can learn how to hedge yourself against undue money loss, and actually begin the process known as wealth recovery.

How do you start this process?

http://www.moneyteleseminars.com

You go to the site listed above, and you signup for the myriad of free newsletters that I offer. You actually take the time to read, absorb and learn from the information I am providing you AT NO COST!

Are you willing to be proactive today, and simply say that you really do not understand the economy, how it works, or why you are not able to recover your wealth and thrive. And yes, I am talking about this can help you even in today's wilting economy. The information I provide, both in audios, videos, newsletter and radio programs, will empower you to be able to grasp a firm grasp on the problems that you are now having, and can serve as a road map to your eventual recovery. Money Talks talks to you in a way that nothing that you have ever seen on Google can do. It will provide you with real benefits and solutions to your money questions.

It is time to stop blaming the economy, and begin to learn what you need to know to make a difference in you, and your family's future. That is my goal with Money Talks.
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio

Money Talks

2009-08-08T18:38:00.001-07:00

MoneyTeleSeminars.com

Let's talk about "Mindset".

What I mean is, are you part of the 90% mindset? Statistically "if 10% of the people in the world control 90% of the worlds wealth this proves that the financial institutions, financial planners, and many accountants are wrong otherwise the 90% would be in control". What is your mindset? If you are part of the 90% you will want to change it quickly. If you are part of the 10% you need to stay put.

This newsletter is to the 90% mindset but if you are in the 10% then you at least know that you should continue to stay focused on your wealth creation strategies. The majority of the people are in the 90% mindset and are usually confused as to how to get out. They listen to the financial people with confusion understanding that what they are saying is not working but don't know where to turn.

Our MoneyTeleSemianrs.com with give you the solutions to your answers and more. Changing a mindset has to take commitment and desire therefore you need to be committed to putting your financial future in a positive frame instead of the negative mindset that comes from the financial institutions. We have just seen a massive shift in our world economy that will cause people to have to operate on a whole different playing field making financial planning obsolete.

The future focus is not on financial markets but on true wealth creation principals which the financial planners of the world don't understand. We are economist that look at the financial world through a economic holistic grid, using economic simulators that enable us to see the future before it occurs. When we do this we can see the flaws before they happen and prepare for the changes.

Your financial future can either be bright or dismal, you're choice, but by reading and listening to good sources of information you can change your "mindset" and be a winner in the future economy. Future MoneyTeleSeminar.com Newsletters will give you insights that will make you think about your financial future and then give you resources to put you on a positive path.

Thanks for reading,

Dr. Raymond Jewell, Senior Economist and Chief Instructor.

Financial Freedom Radio

Money Talks-Responsibilty

2009-08-06T08:38:00.000-07:00

Responsiblity

It should go without saying that what you do with your money, how you grow your money and what you choose to do with that money, really comes down to responsibility. You are the ultimate controller of your money. If that situation does not reap positive rewards, then its not the fault of the business that you work for, or your local bank, but rather that responsibility falls directly on your head.

Money Talks is designed to provide you a road map to taking responsibility for your actions regarding money, finances, financial institutions, and the laws that govern these processes. I am not here to sell you anything, but rather have a calling in providing you valuable information that you can use in your online journey with income.

Will you take responsibility and view Money Talks? Will you decide to signup for the newsletters that will help you understand more about money and your financial future? I trust that you will make a positive move today, and visit the sites listed below.
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio

Financial Markets-Are They the Answer?

2009-08-05T09:09:00.001-07:00

Are Financial Markets The Answer?

I was listening to a very prominent financial TV personality speaking about how to win financially and was appalled at what I heard. This individual was telling listeners to continue to put their money into financial markets and to risk their whole financial future in financial markets.

Now what is wrong with this thinking? Well we just saw financial markets drop dramatically and cost people trillions of dollars in life savings. Even 60 Minutes, the prominent TV show ran a recent segment on the problems with 401k's and Mutual Funds. [You can see the segment at www.FinancialFreedomRadio.info] Financial markets have historically cost people millions of dollars and many over time have lost their nest eggs but the financial people and financial companies continue to tell people to put their money into the financial markets. Even the 60 Minutes segment talked about the majority of the people being financially uneducated and that the financial institutions will continue to extract cash from the consumers.

Good financial people should be teaching people to how to build businesses, how to make inflation their friend, how to use their wealth and grow it at the same time. The reason they don't is because they don't know. These people only know how to sell things that make them money, even though they may cost you. They know that what they are saying is wrong, and if they don't then they should not be giving financial advice and should be sued for malpractice.

Watch the 60 Minutes segment and see for yourself what we have been saying for years. Finally someone is listening but its too late. Also come to our MoneyTeleSeminars "Wealth Recovery" Seminar and learn how you can understand the financial institutions and how the miss-lead the consumer. Go to www.MoneyTeleSeminars.com and sign up for the next teleseminar.

Thanks for reading,

Dr. Raymond Jewell, Senior Economist

www.FinancialFreedomRadio.info

Money Talks|Debt

2009-08-04T19:45:00.001-07:00

Money Talks

1. Americans are loaded with credit-card debt.

The average American household with at least one credit card has nearly $10,700 in credit-card debt, according to CardWeb.com, and the average interest rate runs in the mid- to high teens at any given time.

2. Some debt is good.

Borrowing for a home or college usually makes good sense. Just make sure you don't borrow more than you can afford to pay back, and shop around for the best rates.

3. Some debt is bad.

Don't use a credit card to pay for things you consume quickly, such as meals and vacations, if you can't afford to pay off your monthly bill in full in a month or two. There's no faster way to fall into debt. Instead, put aside some cash each month for these items so you can pay the bill in full. If there's something you really want, but it's expensive, save for it over a period of weeks or months before charging it so that you can pay the balance when it's due and avoid interest charges.

4. Get a handle on your spending.

Most people spend thousands of dollars without much thought to what they're buying. Write down everything you spend for a month, cut back on things you don't need, and start saving the money left over or use it to reduce your debt more quickly.

5. Pay off your highest-rate debts first.

The key to getting out of debt efficiently is first to pay down the balances of loans or credit cards that charge the most interest while paying at least the minimum due on all your other debt. Once the high-interest debt is paid down, tackle the next highest, and so on.

6. Don't fall into the minimum trap.

If you just pay the minimum due on credit-card bills, you'll barely cover the interest you owe, to say nothing of the principal. It will take you years to pay off your balance, and potentially you'll end up spending thousands of dollars more than the original amount you charged.

7. Watch where you borrow.

It may be convenient to borrow against your home or your 401(k) to pay off debt, but it can be dangerous. You could lose your home or fall short of your investing goals at retirement.

8. Expect the unexpected.

Build a cash cushion worth three months to six months of living expenses in case of an emergency. If you don't have an emergency fund, a broken furnace or damaged car can seriously upset your finances.

9. Don't be so quick to pay down your mortgage.

Don't pour all your cash into paying off a mortgage if you have other debt. Mortgages tend to have lower interest rates than other debt, and you may deduct the interest you pay on the first $1 million of a mortgage loan. (If your mortgage has a high rate and you want to lower your monthly payments, consider refinancing.)

10. Get help as soon as you need it.

If you have more debt than you can manage, get help before your debt breaks your back. There are reputable debt counseling agencies that may be able to consolidate your debt and assist you in better managing your finances. But there are also a lot of disreputable agencies out there.

Money Talks, the program designed by Dr. Raymond Jewell, can help you to curb your debt problem. It will not be an easy, nor quick solution, but the benefits that you derive from signing up for the free information found on the sites listed below, will have far ranging effects on your long term growth and stability.
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio

Money Talks

2009-08-03T06:19:00.001-07:00

Money Talks

Money Talks

2009-08-02T07:06:00.001-07:00

The Power of One

When you consider the power of one, you have before you the world of possibilities. One right decision, can lead you to becoming more productive. One right move in the right direction, can open up the entire world. One positive affirmation said today, can mean the difference between you being depressed, or positive. One right move in the direction of wealth recovery, can mean the difference between you achieving financial independence, or being held in slavery by the financial institutions. The power of one can lead you back to the road that you should be traveling.

Money and finances are not really as big of a mystery as you might perceive. It has to do with your mindset towards those invisible elements that makes the difference. Moving today, and using the power of one, can lead you towards a brighter and more productive path for the long term.

Money Talks utilizes the power of one to the maximum benefit for the ones who make the decision to visit the site: http://www.moneyteleseminars.com and then opting in for the information, newsletters, workbooks and all the offers found on the site.

Dr. Raymond Jewell is the prime example of the power of one. Here is one man, who has a calling to reach over 1 million people over the next few years, with his message concerning wealth recovery and wealth creation. His expectations are great. His methods are proven. His words about money and finances are trusted and respected around the world.

Dr. Jewell spends his valuable time each week mentoring and assisting others in their quest for financial stability and wholeness. He has worked with very high profile people in his thirty plus years of providing solid and far ranging business plans for people who have been in financial trouble. He has taken time to establish himself as one of the most noted business economist working today.

The essence of the power of one fact is that you too, can learn how to recover lost wealth, become educated in the systems that govern the financial institutions, and begin the journey back to financial prosperity and well being.

All that is required on your part today, is to make the power of one theory begin to take shape. Do not put this off, as there is no better time to implement your new strategy for productivity than today. Sign up for the Money Talks Newsletter, and begin your own journey today!
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio

Money Talks

2009-07-31T18:13:00.001-07:00

Money Talks

Recent unemployment numbers have undermined confidence that we might be nearing the bottom of the recession. The appropriate metaphor is not the green shoots of new growth. It's better to view the total of jobless people as a prudent navigator perceives an iceberg.

What we see on the surface is disconcerting enough. The Bureau of Labor Statistics estimate of 467,000 jobs lost in June increases to 7.2 million the number of unemployed since the start of the recession.

The cumulative job losses over the past six months have been greater than for any other half-year period since World War II, including demobilization. What's more, the job losses are now equal to the net job gains over the previous nine years, making this the only recession since the Great Depression to wipe out all employment growth from the previous business cycle.

That's bad enough. But here are nine reasons we are in even more trouble than the 9.5% unemployment rate indicates:

1. June's total included 185,000 people assumed to be at work but many of whom probably were not. The government could not identify them; it made an assumption about trends.

But many of these mythical jobs are in industries such as finance that have absolutely no job creation. As official numbers are adjusted over the next several months, some of the 185,000 will likely be added to the unemployment totals.

2. More companies are asking employees to take unpaid leave. These people don't count on the unemployment rolls.

3. At least 1.4 million people weren't counted among the unemployed, even though they wanted work or were available in the past 12 months. Why? Because they hadn't searched for work in the four weeks preceding the survey. The assumption is that they had found work or don't want it, but there are other explanations: school attendance, family responsibilities, sheer exhaustion.

4. The number of workers taking part-time jobs because of the slack economy, a kind of stealth underemployment, has doubled in this recession to about 9 million, or 5.8% of the work force. Add those whose hours have been cut and the total of unemployed and underemployed rises to 16.5%, putting the number of involuntarily idle workers in the range of an overwhelming 25 million.

5. The inside numbers are just as bad. The average workweek for production and non supervisory private-sector employees, around 80% of the work force, dropped to 33 hours. That's 48 minutes a week less than before the recession began, the lowest level of activity since the government began tracking such data 45 years ago.

Full-time workers are being downgraded to part-time as businesses slash labor costs to remain above water. Factories operate at only 65% of capacity. If American workers were still putting in those extra 48 minutes a week, 3.3 million fewer employees could perform the same aggregate amount of work. With a longer workweek, the unemployment rate would reach 11.7%, not the official 9.5% (which in turn dramatically exceeds the 8% rate projected by the Obama administration).

6. The average length of official unemployment increased to 24.5 weeks. This is the longest term since the government started to track these data in 1948. The number of long-term unemployed (those out of a job for 27 weeks or more) has now jumped to 4.4 million, an all-time high.

7. The average worker saw no wage gains in June, with average compensation running flat at an average of $18.53 an hour.

8. The jobs report is even uglier when you consider that the sector producing goods is losing the most jobs -- 223,000 in the last report alone.

9. The prospects for job creation are equally distressing. The likelihood is that when economic activity picks up, employers will first choose to increase hours for existing workers and bring part-time workers to full-time status.

Money Talks the Solution

Amidst all the doom and gloom in the above article from US News and World Report, there are definite solutions for average Americans seeking straight answers to tough questions concerning their own financial welfare. Money Talks, the website designed by Dr. Raymond Jewell, offers many solutions and benefits for viewing. The information contained within the site will reveal many uplifting and positive audios and recordings that lead people in the right direction to wealth recovery and financial independence.

Money Talks breaks through the veiled and hazy mystery of financial loss, and offers people from around this country solutions to their own financial questions. It is refreshing indeed to know that there are workarounds to the problems that all Americans face in today's somewhat puzzling economy.

Taking full advantage of the best Money Talks newsletter series on Google, just makes perfect sense. There is nothing but gain by subscribing, but more importantly, taking heed to the words and putting into motion, the principles and guidelines covered. We can lead you to the door of financial recovery, but you must choose to walk through that door!

View and Absorb Money Talks HERE...
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio

Money Talks Reference

Money Talks

2009-07-29T20:16:00.001-07:00

NEW YORK (Fortune) -- Few individuals derive quite so much pleasure from digging through data as Charles Biderman. He's the always-opinionated, hyper-watchful numbers hound behind TrimTabs Investment Research, the firm that FORTUNE partnered with to build our Recovery Index.

And though he's a Harvard Business School grad, Biderman's insights about how the market moves are more than purely academic. In order to pay back his school loans, he spent the 1970s and 1980s building a career in real estate development until, in 1988, his bank went broke and his loans were called.

Biderman was forced into personal bankruptcy and emerged with key insight: price is a function of liquidity, it has nothing to do with value.

That notion led him to form TrimTabs, which sells proprietary research about the markets, money flows and the economy to investors (currently one-fourth of the biggest hedge funds in the United States are clients, and Goldman Sachs purchased a minority stake in the company last year).

Candid and colorful in conversation, Biderman's exhaustive research has produced some alarmingly simple findings.

For instance: "When companies are net buyers of stock, the market goes up, when they're net sellers the market goes down," he says. Indeed, one of his favorite metrics to watch is the number of stock buybacks by corporations, which he says start climbing at the trough of every downturn (something, as we note in our Recovery Index, that hasn't happened yet.)

Biderman talked to FORTUNE's Lee Clifford about what the Recovery Index is showing now, the one move Obama needs to make, and when he thinks the stock market will finally hit bottom.

Fortune: Give us your take on the health of the overall economy right now.

Biderman: Things are getting worse. The job market continues to contract. Incomes keep declining, even after adjusting for the latest round of tax credits. We don't see any slowdown in the rate of declines in incomes or job losses. There's no end in sight.

I've been looking at the numbers, comparing the three-week Easter season this year versus last year. Incomes are down 10%. We haven't seen anything like that for decades.

Fortune: How do you view the policy responses from Washington so far?

Biderman: The only thing that's helping anybody right now is the $400 per person [$800 per couple] tax cut. That's helping somewhat. But I'm a little cynical. My feeling is that the divine purpose of the political system is to raise money for politicians so they can get reelected.

The banks that are in trouble have paid Congress a lot of money over the years. You and I don't pay anything to the congressman. What we would recommend is that instead of focusing on getting the banks to lend, you've got to focus on giving wage earners more money.

Fortune: You don't believe any of the recent stock market rallies have been for real. Explain.

Biderman: Well, what you've had recently is $2 billion a week in tax refunds that started to go out during the first in week February and will continue through the third week in May. I suspect that's part of the reason for the stock market rally, but that's only temporary.

In March there was a little revival in refinancing, but again, I think the number of people who are in a position to take advantage of refinancings right now is pretty small. The glimmers of hope were temporary and now we see that things are declining again.

Fortune: Talk about what you're seeing in terms of the housing market.

Biderman: If we look at homes, while the number of foreclosures seems to be dropping somewhat, the notices of default are at record levels and so we expect the foreclosures to spike up again too. If you look at what's really going on, right after the 'peak' in foreclosures in September, there was a moratorium on foreclosures, but that ended in March. Once those pick up again, it's going to be a new down leg in the real estate market.

Fortune: If there's one policy you could implement now to help fix the economy, what would it be?

Biderman: If we cut withholding rates by 15%, and we did it for three years, it would be $300 billion a year in lower taxes, which is less than it costs to bail out some of these institutions. But we're not doing that, so instead you're creating a situation where more and more consumers are going to be defaulting on their debts. Forget new lending, the real problem for banks is going to be collecting on all these loans, and the problems are going to be way beyond sub prime.

Fortune: In your view, what would be the single best sign that we've hit bottom?

Biderman: That foreclosures dry up. That'll be a sign that household wealth has stabilized. Things aren't going to hit bottom until the real estate market bottoms, and we work through all the problem homes, and people can afford the homes they're in. Then we can grow from there.

Fortune: And when do you think that might be?

Biderman: At least another year. We probably won't see a bottom till sometime in 2010. We're still in retreat.

Fortune: You've long taken issue with the way the government collects some economic data. What bothers you most?

Biderman: Just look at how they track income and jobs. When everybody gets paid, the amount of money withheld goes to the government. From that you could tell who had jobs and how much they're making. But instead of tracking this in aggregate and reporting it in real time, the Bureau of Economic Analysis uses historic data that's 5 to 7 months old and based on state unemployment data to come up with estimate of current income and job gains or losses. Then of course they always go back and revise the number. But they never have a press release about the revisions. What's equally annoying is that nobody's taking the time to say, 'this is crazy!'

The economy is crazy indeed, as seen from the article listed above on CNN Money. It goes without saying that people are dazed and confused in the current trends of the economy. It is clear that conditions are worsening, even though the major news sources are telling the opposite.

What can you do as an average American citizen to learn the real truth about money, investing, financial institutions, and is there a way to recover lost wealth, and income in this time of economic uncertainty?

Money Talks Offers Education and Solutions

Money Talks, the program set into motion by Dr. Raymond Jewell, is answering the tough questions concerning the economy. He is in touch with the current economic trends and knows that average people are hurting today. His goal is to bring Money Talks to one milllion people over the next three year period.

Money Talks offers real people information, education, mentoring and other intuitive and creative ideas in dealing effectively with money issues. Money Talks begins the process back to economic wholeness. This will not happen overnight. One must be aware that becoming pro active, and taking responsibility to view the Money Talks site is important, but its more important to signup for all the resources that are available.

Money Talks receives many hits over a week long period, and for the people who are receiving the timely newsletter presentations are getting a first hand look at how they can educate themselves back into wholeness, under the guidance of Dr. Jewell.

Is your financial future worth the effort?

Is your situation able to be rectified over the coming months?

Are you willing to stand and signup for the newsletters provided?

Are you willing to become educated in the exact ways that you are losing money today from the financial institutions?

If you answer yes to these questions, then viewing the Money Talks site, is definitely worth your time and effort.

Money Talks

2009-07-28T03:21:00.001-07:00

Money Talks-The Economy

You often hear that we are now living through the worst recession since the early 1980s, and the comparison is not wrong. But it's ultimately unsatisfying, because it is a little too vague to be useful.

Is the economy only a little worse than it was in the last couple recessions, as some have said, and still a long way from the dark days of 1982? Or are we instead on our way toward something that may even approach the severity of the Great Depression?

Without more specifics, it is hard to judge the staggering stimulus numbers being thrown around Washington. It is hard to know how tough a task the Obama administration is facing — and whether it's running the risk of being too timid or too aggressive.

I thought it would make sense to get some clearer historical perspective, and the economists at the Bureau of Labor Statistics were nice enough to help me do so. In the last week, they helped me put together a broad measure of the job market — one including both official unemployment and more subtle kinds — stretching back to 1970. Since the job market covers the entire economy and affects families in tangible ways, it seems to be the single best yardstick.

And it shows, for starters, that the economy is not yet as bad as it was in the early 1980s. It's not even that close to being as bad. The ranks of unemployed and underemployed, controlling for the size of the population, were much larger in 1982 than today.

But economies are a little like battleships. They turn slowly, and you can often tell where they are going before they get there. At The New York Times, we're discouraged from using the word "unprecedented." ("Use the term rarely and only after verifying the history," the stylebook says.)

So suffice it to say that the serious recent declines in retail sales, business spending and employment make it highly unusual that the economy will improve anytime soon. The job market will almost certainly continue to worsen for most of 2009. Even if the much-needed stimulus bill passes, the economy is likely to end the year in roughly as bad a shape as its 1982 nadir. Which is saying something.

The recession of the early 1980s doesn't have a catchy name, and almost half of Americans are too young to have any real memory of it. But it was terrible — qualitatively different from the mild recessions of 1990-91 and 2001.

The first big blow to the economy was the 1979 revolution in Iran, which sent oil prices skyrocketing. The bigger blow was a series of sharp interest-rate increases by the Federal Reserve, meant to snap inflation. Home sales plummeted. At their worst, they were 30 percent lower than they are even now (again, adjusted for population size). The industrial Midwest was hardest hit, and the term "Rust Belt" became ubiquitous. Many families fled south and west, helping to create the modern Sun Belt.

Nationwide, the unemployment rate rose above 10 percent in 1982, compared with 7.2 percent last month. But that rate has a couple of basic flaws, as I've discussed in previous columns. It counts people who have been forced to work part time, even though they want to work full time, as fully employed. It also considers people who have given up looking for work — so-called discouraged workers — to be no different from retirees or stay-at-home parents. They simply aren't counted.

Years ago, the Labor Department responded to criticism about these issues by creating several broader measures of joblessness. Unfortunately, they don't exist prior to 1994. But the department was doing similar work in earlier years, which allows the economists who work there to make estimates about how to compare the various survey categories over time. I took these estimates — and they are estimates, not official statistics — and created a measure of unemployment that goes back to 1970.

Including discouraged workers, the measure shows that the unemployment rate was 7.6 percent last month. Another 5.2 percent of the labor force was involuntarily working part time. These two groups bring the combined rate to 12.8 percent.

Even this is an understatement, because the Labor Department's definition of discouraged workers is a little narrow. To be counted, somebody must have looked for a job in the last year. And there appear to be several hundred thousand people — mostly men — who stopped looking for work more than a year ago but would gladly take a good-paying job if one came along. They would lift the rate above 13 percent.

As bad as the number is, it is still not that close to its 1982 peak of 16.3 percent (or anywhere near its Depression levels, which were probably above 30 percent). The early '80s really were that bad.

So why are public opinion polls showing Americans to be even gloomier about the economy today than they were back then? I think there are two main reasons.

First, the economic expansion that just ended wasn't as good as the 1970s expansions. The '70s get a bad rap, and deservedly so in many ways. But median family income still rose 2 percent during the decade, after adjusting for inflation. Over the past decade, it has fallen.

Second, people seem to understand that the worst is yet to come — that the economy has not yet worked off its excesses.

A good reminder came in a recent report on the Manhattan real estate market by Goldman Sachs. It looked at apartment prices relative to rents, incomes and mortgage rates and concluded that prices were 19 to 44 percent higher than historical norms. Jan Hatzius, Goldman's chief economist, was careful to say that prices won't necessarily drop by that much. But we should know by now that old-fashioned economic fundamentals deserve some respect.

In much of the rest of the country, home prices also still have some amount to fall. Banks still have more losses to acknowledge. Companies have more jobs to cut. Some time this year, one in six workers may find themselves unemployed or underemployed, just as was the case in 1982.

The biggest risk is that these problems will feed on themselves and make the situation even worse than now seems likely. That has been the pattern for the past year and a half. If it continues — and it will without a big stimulus package — the economy really could end up in worse shape than it's been in more than 60 years.

Money Talks-The Solution

According to the article posted above from The NY Times, the economy appears to be struggling, to say the least. What does this mean for the average person on the street? Is it a pre cursor to more doom and gloom? Is there really no hope for the future? Does it mean that you just bury your head in the sand, and give up?

Money Talks is the solution for people looking to survive in hard economic times. Money Talks will give you answers to why your money is not as stable as it used to be. Money Talks will offer solutions that you can use today, to begin the journey back into sanity, in an insane economic world. Money Talks is designed to help you know the insider secrets to the financial institutions, and how you can use that information to further your own personal cause of wealth recovery and creation.

Money Talks is not something that you join, and become instantly rich. Money Talks is education concerning current economic trends. It is an answer to the madness and misrepresentations of today's financial world. Money Talks will bring to light, the problems that we all face, and it will begin to put back, the broken pieces of the financial puzzle.

Here is the offer. Simply go to http://www.moneyteleseminars.com and listen to Dr. Raymond Jewell, the noted Senior Economist, talk about money, finances, financial institutions and how to recover lost wealth. You will never receive better information about the real story concerning money.

Money Talks and the Economy

2009-07-27T07:59:00.001-07:00

Money Talks and the Economy

The forgettable first half of 2008 is stumbling to a close. On Friday, the Labor Department reported that American employers axed 49,000 jobs in May, the fifth straight month of job losses—an event that signals a recession sure as the glittery ball dropping on Times Square augurs a New Year. The report, which inspired a 394-point decline in the Dow Jones Industrial Average Friday, was the latest in a run of bad news. Auto sales, the largest retailing sector in the U.S., were off 10.7 percent in May from the year before. And housing? Ugh. Nationwide, according to the Case-Shiller Index, home prices in the first quarter fell 14 percent.

Yet hope springs eternal that the second half will be better than the first. Economists polled by the Federal Reserve Bank of Philadelphia in May believe the economy will grow at an annual rate of 1.7 percent and 1.8 percent in the third and fourth quarters, respectively. Lawrence Yun, chief economist at the National Association of Realtors, tells NEWSWEEK that "home sales and prices in most of the country will improve during the second half of 2008." (Yun is the Little Orphan Annie of forecasters. He's always sure the sun will come out tomorrow.) Last month, Treasury Secretary Henry Paulson said, "We expect to see a faster pace of economic growth before the end of the year."

The cause for optimism: the U.S. has called in the economic cavalry, which has responded in textbook fashion. The Federal Reserve has aggressively cut interest rates, bringing the Federal Funds rate down from 5.25 percent last September to 2 percent. Earlier this spring, Congress and President Bush, in a rare moment of bipartisan accord, passed a stimulus package, which will shove nearly $100 billion into the pockets of American consumers by mid-July.

But this downturn is likely to last longer than the eight-month-long recession of 2001. While the U.S. financial system processes popped stock bubbles quickly, it has always taken longer to hack through the overhang of bad debt. The head winds that drove the economy into this dead calm— a housing and credit crisis, and rising energy and food prices—have strengthened rather than let up in recent months. To aggravate matters, the twin crises that dominate the financial news—a credit crunch and the global commodity boom—are blunting the stimulus efforts. As a result, the consumer-driven economy may not bounce back as rapidly as it did in the fraught months after 9/11.

As it seeks to regain its footing in the second half, the U.S. economy faces two significant obstacles, neither of which was evident in 2001. The first is entirely homegrown: the self-inflicted wounds of the promiscuous extension and abuse of credit in the housing and financial sectors. The second is a global phenomenon that has comparatively little to do with American behavior: rampant inflation in commodities such as oil, food and steel. These trends have conspired to inflict genuine economic pain and deflate consumer confidence. The Conference Board's Consumer Confidence Index in May slumped to a 16-year low.

While the treatment of the current malaise has been essentially identical to the reaction to the 2001 slump—aggressive Federal Reserve rate cuts and tax rebates—the symptoms are quite different. In 2001, an implosion in the technology sector and a slump in business investment pushed the economy over the edge. Even though some 3 million jobs were shed between 2001 and 2003, consumers soldiered on through the downturn. "We had a massive reduction in both long- and short-term interest rates, which set off the housing and consumption boom," says Ian Morris, chief U.S. economist at HSBC. (Remember zero-percent car loans?) This time, it's the opposite. While businesses—especially those that export—are holding up, the economy is being dragged down by the cement shoes of a freaked-out consumer and a punk housing market.

The difficulties today start—as they began last year—with housing and housing-related credit. Last Thursday, the Mortgage Bankers Association quarterly report showed that the percentage of mortgage borrowers behind on their payments—6.35 percent—was the highest since the MBA began tracking the number in 1979. It's not just subprime. In the first quarter of 2008, 36 percent of all foreclosures initiated were on prime adjustable-rate mortgages in California. Mark Zandi, chief economist of Moody's Economy.com, says the decline in home prices has slashed $2.5 trillion from household wealth, or about $25,000 per homeowner. The fall has also removed an important source of support for consumer spending, as Americans who grew accustomed to borrowing against rising home equity to finance car purchases or vacations now find themselves bereft. Banks are extricating themselves from the home-equity-line-of-credit business in the same way college students get themselves out of relationships gone bad: abruptly. Judi Froning, a second-grade teacher in San Diego, was surprised last week when she received a letter from Chase informing her that it was terminating her untapped HELOC. "In the light of declining home values, they said they are stopping, effective May 31, any draw on my line of credit," she says.

Despite repeated claims that the damage has been contained, the banks that recklessly financed the housing boom—and then traded mortgage debt even more recklessly—are still cleaning up the mess. But it turns out (surprise!) the same sort of clouded judgment led banks to excesses in commercial lending, and in loans to private-equity firms. The battered financial system, which has raised tens of billions of dollars on onerous terms from new investors to shore up balance sheets, is still likely to suffer more pain from the popped credit bubble, said Bruce Wasserstein, the CEO of the investment bank Lazard, speaking at a New York breakfast. "The harm will radiate for another year." The latest victim: Wachovia CEO G. Thompson Kennedy, cashiered after the North Carolina-based bank suffered a string of losses. Next up: write-offs for bad credit-card and commercial real-estate debt. After a serene period between 2004 and '07 in which the Federal Deposit Insurance Corp. went without a single bank failure, four have gone under so far this year. FDIC chairperson Sheila Bair warned of the "possibility that future failures could include institutions of greater size than we have seen in the recent past." In preparation, the agency has brought staffers out of retirement.

Money Talks The Solution

Now, after seeing the report from Newsweek above, there is good news on the horizon. Money Talks is designed to assist, mentor, inform and educate you in the ways that will help you protect yourself in this economy. Money Talks is a no-nonsense business program, designed by Dr. Raymond Jewell, that is making huge statements towards telling people the solutions to their money and financial problems.

Money Talks is free to join. The Money Talks Newsletter comes loaded with massive amount of information that you can use to help you begin to understand more fully, the ins and outs of financial institutions, government and will unlock the mystery surrounding the little known substance of wealth recovery.

Now is the perfect time to view the Money Talks site. With all the doom and gloom in the world of economic news, there is a way out of the jungle. Money Talks will begin the process, BUT, only if you choose to get the information provided. We can only help, if you are willing to become proactive in your approach to your particular financial position.
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio

Money Talks

2009-07-26T04:35:00.001-07:00

Money Talks

In talking about money and finances, it would be noteworthy to look deeper into the aspect of money, to evaluate its importance in the mindset of individuals. There are two pervasive features that come more clearly into focus when money talks appears.

1. You have enough money to do the things you wish, buy the items you require and are basically financially sound for the future.

2. You struggle and strain to make ends meet. You work increasingly longer hours, perhaps at more than one job, but honestly, you can just never break the glass ceiling on having enough money, in your own mind, to live without stress and be comfortable in your setting.

For those of you who fall into category one, you obviously have taken time, and made the effort to understand how to make money, but more importantly, how to keep the money that you make. You are financially sound, no matter what the current economic trends happen to be. You are to be commended that you are definitely in the top 10 percent of your game, and I recommend that you keep doing exactly what it is that you do, in order to maintain that money flow.

For the people in the second group (which are most of us), you need to do some serious introspection into the problems of lack. Its a fact that lack is more mindset, than it is reality. If you have the proper mindset about money and finances, you will inevitably come out the winner. Conversely, if you have the wrong mindset, your outcome will come out exactly as you are planning it within your own mind.

Now this is not theory. This is fact. This is why Money Talks, by Dr. Raymond Jewell, may be the answer to some of the financial distresses that you now face. You see, Dr. Jewell is more than one of the best business economist in the industry. He is also a mentor and teacher in helping you to unlock your potentials, through proper thinking about any topic. His Money Talks program can, and will assist you in ways that you are not now aware of. Do not think of Money Talks as just some financial program. The benefits and solutions that you will derive, will be far ranging for you.

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Here are just a few items that you can learn from in the Money Talks program.

Money Talks On the homepage of Money Talks, there are three recordings, and the ability to sign up for the stimulating Money Talks Newsletter. Simply doing this, can begin the journey very successfully for you.

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Money Talks Discount For viewing this page, you will receive a sizable reduction in the cost of the well known Money Talks program. Taking advantage of this benefit, will be a cost effective way to become acquainted with the mentoring and teaching from Dr. Jewell.

4 Laws of Financial Institutions Here, you will learn about the 4 laws that govern all financial institutions. This newsletter will help further your cause into wealth creation and wealth recovery.

Money Talks Videos Here, you will find even more information created by Dr. Jewell concerning money and finances. He has created many videos that tell the insider secrets of the Money Talks program.

Money Talks Audios More information in audio, can lead you to understand more than you have ever known before concerning the topic of money and finances.

When you look at the Money Talks program that Dr. Jewell has put together, live on Google, it is no wonder that so many people are turning and following his teachings and trainings. As stated before, he can lead you to the door of financial success, but YOU must choose to walk through that door! Becoming educated in the ways that you are probably losing money right now, will give you the ability to become proactive in the cause of creating financial stability for you and your family.

Money Talks

2009-07-24T03:34:00.001-07:00

Money Talks

There is so much confusion right now in the government, and with the economy as a whole, it is difficult, if not almost impossible, for people to find real information that they can use, to learn more about money, finances, and how to grow and prosper, in this dwindling economy. The news sources will tell you one story, that everything is well and growing. It is a fact; however, that your dollar that you are earning at work right now, is slowly being eaten up by factors that you may not even be aware of. The answer to the problem is Money Talks.

Money Talks tells you the real story about how their are four laws that govern the financial institutions of this country. Money Talks breaks through the mystery and confusion of financial legal double talk, and empowers individuals with the ability to learn the insider secrets of wealth recovery and wealth creation as well. Money Talks will actually tell it just exactly like it is, and from there, you make the decision on whether to become proactive in your economic life, or simply bury your head in the sand, and believe that there really is nothing that you can do to save and recover lost wealth.

Here is my offer to you today. Visit the Money Talks site today. Take some time to signup for the various newsletters and free offers that you find there. Listen to the audio recordings and absorb the knowledge that is contained within. If you like the program, and what I have to say about money and finances, then I will be pleased. If you receive the newsletters about Money Talks, and do not find value contained within, simply opt out. The choice is totally up to you in how you wish to live from today! Money Talks is hard hitting and designed for anyone wishing to improve their current economic situation.

http://www.moneyteleseminars.com
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio

PS

Be sure to check out the Google Event Calendar on Internet Tales and Tips SEO Forum, and tune into my Financial Freedom Radio show!

Money Talks

2009-07-22T15:35:00.001-07:00

Money Talks

Money Talks is the financial program designed by Dr. Raymond Jewell, the noted business economist, that will empower anyone listening, with the ability to choose their own financial destiny by utilizing proven business and financial techniques taught. Money Talks is for everyone interested in becoming more financially stable in this ever changing economy. Money Talks is free to join, and the website listed is home for many Money Talks newsletters, financial resources, and of course many recordings in audio and video format.

Dr. Jewell has commited his time and energy into bringing to the readers of Google, the very finest information concerning wealth recovery and wealth creation. His thirty plus years of being one of the highest regarded business economist, has assisted many high profile clients in saving money from his proven business models. Money Talks is a hard hitting and no nonsense program that is staged to attract over 1 million participants in the next few years.

Money Talks has far ranging help, particularly in the current economy. It is Dr. Jewell's goal in life, to help people better understand how they are losing money with the financial institutions, and how to stop that from happening to them. People who have attended the Money Teleseminars Session, come away with increased knowledge and insight that will help them in solving most of their money concerns in the upcoming years.

To sign in to Money Talks, simply go to: http://www.moneyteleseminars.com Be sure to take time to learn and take advantage of all the free money information provided in this comprehensive site. You will be learning from one of the best in the financial world, financial information that empowers you to achieve more.

Money Talks

2009-07-20T04:35:00.001-07:00

Money Talks

Its a fact that people are somewhat stressed concerning their money and finances. I have done much research over the past 30+ years into money, finances, financial institutions, and have been able to mentor many into taking the more productive path towards financial independence and freedom.

Money talks is my own brand of offering you, the Google reader, a glimpse into the reality that you can learn to become more effective in your financial life, without having to get another job, or cut back on things that you are currently doing to make money.

Money Talks is free to join. I am offering you real time business principles that you can use to learn how your money is being used through the financial institutions, that you may not even be aware of. Money is slipping right through your hands daily, and I am here to tell you that there is a way to stop that from happening.

I chose to bring my program Money Talks to the Internet. I find that people searching for real solutions to problems will turn to Google for that information. I know that most of the things that you read from financial planners, life insurance agents and so-called financial gurus, is most digital trash. I offer my readers real information and systems that will ultimately prove valuable in your long term financial life.

Here is my offer, you can go to any of the highlighted links in this article, and optin for my information concerning Money Talks. Your private information will never be sold, nor shared in any way with others. It is simply the best way for me to keep sending you the information concerning money and finances that will help you to grow your money in a productive and pro-active way.

Join the Money Talks newsletter today, and you will receive huge benefits and solutions that will empower you with knowledge and education. Its time to learn where your money is actually going from an expert that will tell you the facts.
_________________
Dr. Raymond Jewell-Senior Economist
Money Talks
Financial Freedom Radio

Life Insurance-Things to Know BEFORE You Buy!

2009-07-18T03:34:00.001-07:00

People understand these days that they could be leaving their families with a lot of problems when they die. It is very possible that the unpredictability of death would allow the people who are left behind struggling to take care of the business of fixing things and covering unfinished business of the deceased. It could be that upon the death of the deceased, they would have some difficulty paying off hospital fees, other debts of the deceased that need to be immediately paid and funeral fees. These are the kinds of problems that could prevent the family from properly mourning the loss of the loved one. In some cases, it could even tarnish the memory of he otherwise beloved family member. It is for this reason that it is a very wise choice for people to purchase a term life insurance that will cover most if not all of these tangential problems.

Term life insurance is the purest form of life insurance. It is not a permanent kind of life insurance and what differentiates it is the term. This mans that for an agreed upon term, the insured is insured against several risks that may or may not happen during term. If it does happen during the term, the insurer will then have to pay the proceeds of the term life insurance to the beneficiaries of the policy. After the term ends, the insured can drop the policy altogether and all the risks that he is insured against will no longer be compensated if it does happen. There will be no more compensation since the occurrence happened after the term. Moreover, the premiums that were paid will not revert back to the insured. There is therefore no return of insurance premiums in a term life insurance. This does not mean however that once the term ends, the person can no longer be insured. The person can be insured again by the insurer and in most cases, the term is renewed right after the end of the original term. It all depends on the agreement and the term can be continued or renewed with another payment of the insurance premiums.

Term life insurance can be very helpful for the beneficiaries of the deceased as it can cover all the miscellaneous fees that need to be taken care of upon the death of the insured. It can cover for the unreal services and the hospital expenses of the deceased and could also cover outstanding debts such as mortgages of their property. A term life insurance protects these families from the problems that they will encounter due to the death of the person and will allow them to focus on mourning the person's loss.

There are many different kinds of life insurance and some of them would prove to be equally helpful to the families. However, a term life insurance is probably the easiest to understand because of its simplicity. It is important to understand that a term life insurance is a very useful tool in protecting our loved ones from the problems that sudden death may bring. Protecting them should always be a priority.

Becoming educated in the ways of life insurance BEFORE you purchase it, is one way to assure that you are covered adequately, and that you can make your money invested work for you. Financial education and insight are necessary in learning how to further your own economic future.

Things to Learn BEFORE you purchase life insurance HERE...

Life Insurance-Things You Need to Know!

2009-07-16T11:51:00.001-07:00

Buying life insurance can be a major decision, especially when you want to make sure that the policy you purchase is going to meet the specific needs of you and your family. You might decide that you don't need life insurance at all, and even if you do want to purchase a life insurance policy you'll still have to decide whether a term life policy or a whole life policy will be better for your needs. While term life insurance is quite popular, there are some benefits offered by whole life policies that term policies just can't match. Whole life insurance isn't right for everyone, so make sure that you consider some of the following items to help determine if it's right for you. Before You Purchase Life Insurance, Learn More HERE...

One of the more important things to consider when deciding whether term life insurance would be a good choice for you is whether you want your policy to serve as insurance only or whether you'd like for it to have a separate value as well. Whole life policies gain value over time due to investments, and this value can be used to secure loans in much the same way that equity loans borrow against the value of a home. Since this feature is not offered with term life insurance, if you would like for your policy to have its own value then whole life is the way to go.

Whole life policies also take care of the biggest problem with term life insurance… instead of the policy only lasting until the end of a specific period of time, your whole life policy will offer coverage to you until you pass away regardless of how long that is. This can allow you to guarantee that your family and other loved ones will be taken care of as you wish without having to worry about whether the term of your insurance will lapse before that time. If you only want your life insurance to provide coverage for you until your retirement fund kicks in or you're trying to make sure that your family will be provided for while the kids are still living at home, then you would probably better off with a term life policy.

One other factor that should be taken into consideration when deciding whether or not to buy whole life insurance is whether you can afford it or not. Whole life policies are generally more expensive than term life, and if the cost of the insurance that you buy is going to be a major factor then it's important to make sure that you can afford the whole life premiums. An increasing number of whole life policies are being offered with locked-in premium rates so that they won't continue to increase with time, but you should still make sure that you're getting a rate you'll be able to afford over the years before locking it in.

If you're still undecided as to whether you would benefit from a whole life policy or if term life would be better for you, take the time to talk to insurance agents about the differences in the policies. Express your concerns and what you're looking for and they will be able to answer your questions and provide you with additional information about whole life policies. This will help you to make an informed decision as to whether a whole life insurance policy is the right fit for your needs.

BEFORE YOU BUY LIFE INSURANCE...CLICK HERE!

Life Insurance

2009-07-15T04:01:00.001-07:00

Life insurance is a contract between an insurance company and a policy owner in which the insurer agrees to pay an amount of money in the event of the insured person's death or other circumstances like terminal illnesses. The policy payer in return, pays an agreed amount that is called a premium at intervals or lump sums.

One stipulation of insurance is that the insurer will pay the insurance claims to the beneficiaries of the insured if an insured event that is covered by the policy occurs. Insured events are specified events covered by the insurance policy. These events should be based on the lives of the people included in the policy. Sickness can be covered by an insurance policy.

Like any other contract, life insurance has terms that describe the liabilities and limitations of the insurer and the insurance coverage respectively. Events that are excluded from coverage are generally written in the contract to limit the insurance company's liability. One example of exclusion is suicide.

Life-based insurance has two major types. Protection policies are those that are designed to grant benefit upon the occurrence of a specified event. The insurance claims are usually paid in lump sums. Term life insurance is an example of this policy. Another type is investment policies. The objective of these is to assist the build up of cash value by regular premiums. The common forms of these policies are whole life, variable life and universal life insurance.

The parties involved in insurance contracts are the insurer, the policy owner, the insured, and the beneficiaries. The insured and the policy owner are often the same person, but there are circumstances that they are two different individuals. A wife who purchases insurance for her husband is the policy owner, while the husband is the insured person. The wife is the person responsible for the payment of monthly premiums, while the husband is the person that is covered by insurance. In the event that the insured person dies, the insurance claims are then paid to the beneficiaries of the insured. The beneficiaries are normally the dependents who receive the death benefit to be paid by the insurance company. They may either be persons, business entities or organizations.

The cost of the insurance premiums are normally based on the risk that an insurer has to take to insure a person, the probability that a person will die, and the administrative costs and profits to be incurred by the insurance company. The probability of death is taken from mortality tables that are based on age, gender, and tobacco use.

In the event of the insured's death, beneficiaries are required an acceptable proof of death before they are paid the insurance claims. The normal required proof is a death certificate and a completed insurer's claim form. In circumstances where the death of the insured individual is suspicious, the insurance company has the right to investigate on the death before deciding if it has an obligation to pay the death benefit for the life insurance to the beneficiaries of the insured.

Before You Purchase Life Insurance CLICK HERE!

Life Insurance

2009-07-14T08:36:00.001-07:00

Facts You Should Know BEFORE You Purchase Life Insurance!

Types of life insurance

Life insurance may be divided into two basic classes – temporary and permanent or following subclasses - term, universal, whole life and endowment life insurance. Learn More About Life Insurance BEFORE you purchase!

Temporary Term Insurance

Term assurance: provides for life insurance coverage for a specified term of years for a specified premium. The policy does not accumulate cash value. Term is generally considered "pure" insurance, where the premium buys protection in the event of death and nothing else.

There are three key factors to be considered in term insurance:

1. Face amount (protection or death benefit),
2. Premium to be paid (cost to the insured), and
3. Length of coverage (term).

Various insurance companies sell term insurance with many different combinations of these three parameters. The face amount can remain constant or decline. The term can be for one or more years. The premium can remain level or increase. A common type of term is called annual renewable term. It is a one year policy but the insurance company guarantees it will issue a policy of equal or lesser amount without regard to the insurability of the insured and with a premium set for the insured's age at that time. Another common type of term insurance is mortgage insurance, which is usually a level premium, declining face value policy. The face amount is intended to equal the amount of the mortgage on the policy owner's residence so the mortgage will be paid if the insured dies.

A policy holder insures his life for a specified term. If he dies before that specified term is up, his estate or named beneficiary receives a payout. If he does not die before the term is up, he receives nothing. In the past these policies would almost always exclude suicide. However, after a number of court judgments against the industry, payouts do occur on death by suicide (presumably except for in the unlikely case that it can be shown that the suicide was just to benefit from the policy). Generally, if an insured person commits suicide within the first two policy years, the insurer will return the premiums paid. However, a death benefit will usually be paid if the suicide occurs after the two year period.

Permanent Life Insurance

Permanent life insurance is life insurance that remains in force (in-line) until the policy matures (pays out), unless the owner fails to pay the premium when due (the policy expires OR policies lapse). The policy cannot be canceled by the insurer for any reason except fraud in the application, and that cancellation must occur within a period of time defined by law (usually two years). Permanent insurance builds a cash value that reduces the amount at risk to the insurance company and thus the insurance expense over time. This means that a policy with a million dollar face value can be relatively expensive to a 70 year old. The owner can access the money in the cash value by withdrawing money, borrowing the cash value, or surrendering the policy and receiving the surrender value.

The four basic types of permanent insurance are whole life, universal life, limited pay and endowment.

Whole life coverage

Whole life insurance provides for a level premium, and a cash value table included in the policy guaranteed by the company. The primary advantages of whole life are guaranteed death benefits, guaranteed cash values, fixed and known annual premiums, and mortality and expense charges will not reduce the cash value shown in the policy. The primary disadvantages of whole life are premium inflexibility, and the internal rate of return in the policy may not be competitive with other savings alternatives. Also, the cash values are generally kept by the insurance company at the time of death, the death benefit only to the beneficiaries. Riders are available that can allow one to increase the death benefit by paying additional premium. The death benefit can also be increased through the use of policy dividends. Dividends cannot be guaranteed and may be higher or lower than historical rates over time. Premiums are much higher than term insurance in the short-term, but cumulative premiums are roughly equal if policies are kept in force until average life expectancy.

Cash value can be accessed at any time through policy "loans". Since these loans decrease the death benefit if not paid back, payback is optional. Cash values are not paid to the beneficiary upon the death of the insured; the beneficiary receives the death benefit only. If the dividend option: Paid up additions is elected, dividend cash values will purchase additional death benefit which will increase the death benefit of the policy to the named beneficiary.

Universal life coverage

Universal life insurance (UL) is a relatively new insurance product intended to provide permanent insurance coverage with greater flexibility in premium payment and the potential for a higher internal rate of return. There are several types of universal life insurance policies which include "interest sensitive" (also known as "traditional fixed universal life insurance"), variable universal life insurance, and equity indexed universal life insurance.

A universal life insurance policy includes a cash account. Premiums increase the cash account. Interest is paid within the policy (credited) on the account at a rate specified by the company. Mortality charges and administrative costs are then charged against (reduce) the cash account. The surrender value of the policy is the amount remaining in the cash account less applicable surrender charges, if any.

With all life insurance, there are basically two functions that make it work. There's a mortality function and a cash function. The mortality function would be the classical notion of pooling risk where the premiums paid by everybody else would cover the death benefit for the one or two who will die for a given period of time. The cash function inherent in all life insurance says that if a person is to reach age 95 to 100 (the age varies depending on state and company), then the policy matures and endows the face value of the policy.

Actuarially, it is reasoned that out of a group of 1000 people, if even 10 of them live to age 95, then the mortality function alone will not be able to cover the cash function. So in order to cover the cash function, a minimum rate of investment return on the premiums will be required in the event that a policy matures.

Universal life insurance addresses the perceived disadvantages of whole life. Premiums are flexible. Depending on how interest is credited, the internal rate of return can be higher because it moves with prevailing interest rates (interest-sensitive) or the financial markets (Equity Indexed Universal Life and Variable Universal Life). Mortality costs and administrative charges are known. And cash value may be considered more easily attainable because the owner can discontinue premiums if the cash value allows it. And universal life has a more flexible death benefit because the owner can select one of two death benefit options, Option A and Option B.

Option A pays the face amount at death as it's designed to have the cash value equal the death benefit at maturity (usually at age 95 or 100). With each premium payment, the policy owner is reducing the cost of insurance until the cash value reaches the face amount upon maturity.

Option B pays the face amount plus the cash value, as it's designed to increase the net death benefit as cash values accumulate. Option B offers the benefit of an increasing death benefit every year that the policy stays in force. The drawback to option B is that because the cash value is accumulated "on top of" the death benefit, the cost of insurance never decreases as premium payments are made. Thus, as the insured gets older, the policy owner is faced with an ever increasing cost of insurance (it costs more money to provide the same initial face amount of insurance as the insured gets older).

Limited-pay

Another type of permanent insurance is Limited-pay life insurance, in which all the premiums are paid over a specified period after which no additional premiums are due to keep the policy in force. Common limited pay periods include 10-year, 20-year, and paid-up at age 65.

Endowments

Endowments are policies in which the cash value built up inside the policy, equals the death benefit (face amount) at a certain age. The age this commences is known as the endowment age. Endowments are considerably more expensive (in terms of annual premiums) than either whole life or universal life because the premium paying period is shortened and the endowment date is earlier.

In the United States, the Technical Corrections Act of 1988 tightened the rules on tax shelters (creating modified endowments). These follow tax rules as annuities and IRAs do.

Endowment Insurance is paid out whether the insured lives or dies, after a specific period (e.g. 15 years) or a specific age (e.g. 65).

Accidental Death

Accidental death is a limited life insurance that is designed to cover the insured when they pass away due to an accident. Accidents include anything from an injury, but do not typically cover any deaths resulting from health problems or suicide. Because they only cover accidents, these policies are much less expensive than other life insurances.

It is also very commonly offered as "accidental death and dismemberment insurance", also known as an AD&D policy. In an AD&D policy, benefits are available not only for accidental death, but also for loss of limbs or bodily functions such as sight and hearing, etc.

Accidental death and AD&D policies very rarely pay a benefit; either the cause of death is not covered, or the coverage is not maintained after the accident until death occurs. To be aware of what coverage they have, an insured should always review their policy for what it covers and what it excludes. Often, it does not cover an insured who puts themselves at risk in activities such as: parachuting, flying an airplane, professional sports, or involvement in a war (military or not). Also, some insurers will exclude death and injury caused by proximate causes due to (but not limited to) racing on wheels and mountaineering.

Accidental death benefits can also be added to a standard life insurance policy as a rider. If this rider is purchased, the policy will generally pay double the face amount if the insured dies due to an accident. This used to be commonly referred to as a double indemnity coverage. In some cases, some companies may even offer a triple indemnity cover.

Life Insurance Facts You Should Know BEFORE You Purchase!

Life Insurance

2009-07-14T07:49:00.001-07:00

Life Insurance...Facts You Should Know!

Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner agrees to pay a stipulated amount called a premium at regular intervals or in lump sums. There may be designs in some countries where bills and death expenses plus catering for after funeral expenses should be included in Policy Premium. In the United States, the predominant form simply specifies a lump sum to be paid on the insured's demise.

As with most insurance policies, life insurance is a contract between the insurer and the policy owner whereby a benefit is paid to the designated beneficiaries if an insured event occurs which is covered by the policy.

The value for the policyholder is derived, not from an actual claim event, rather it is the value derived from the 'peace of mind' experienced by the policyholder, due to the negating of adverse financial consequences caused by the death of the Life Assured.

To be a life policy the insured event must be based upon the lives of the people named in the policy.

Insured events that may be covered include:

    * Serious illness

Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; for example claims relating to suicide, fraud, war, riot and civil commotion.

Life-based contracts tend to fall into two major categories:

    * Protection policies - designed to provide a benefit in the event of specified event, typically a lump sum payment. A common form of this design is term insurance.
    * Investment policies - where the main objective is to facilitate the growth of capital by regular or single premiums. Common forms (in the US anyway) are whole life, universal life and variable life policies.

Prudential Financial, Inc.

(NYSE: PRU) is a Fortune Global 500 and Fortune 500 company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 30 other countries. Principal products and services provided include life insurance, annuities, mutual funds, pension- and retirement-related investments, administration and asset management, securities brokerage services, and commercial and residential real estate in many states of the U.S.

It provides these products and services to individual and institutional customers through distribution networks in the financial services industry. In 1981, the company acquired Bache & Co., a stock brokerage service now operating as a wholly owned subsidiary. Prudential has operations in the United States, Asia, Europe and Latin America and has organized its principal operations into the Financial Services Businesses and the Closed Block Business.

Prudential is composed of hundreds of subsidiaries and holds more than $2 trillion of life insurance. Its logo is the Rock of Gibraltar.

Started in Newark, New Jersey in 1875, Prudential Financial, Inc. as it is known today, was originally called the "The Widows and Orphans Friendly Society" and was founded by John F. Dryden, who later became a U.S. Senator. It sold one product in the beginning, burial insurance. John F. Dryden was president of Prudential until 1912. He was succeeded by his son Forrest F. Dryden, who was the president until 1922.

Prudential has evolved from a mutual insurance company (owned by its policyholders) to a joint stock company. It is now traded on the New York Stock Exchange under the symbol PRU. The Prudential Stock was issued and started trading on the New York Stock Exchange on December 13, 2001. On October 16, 2007 the Fox Business Channel picked Prudential as part of its Fox50 Index.

In 1999, Prudential sold its healthcare division, Prudential HealthCare, to Aetna for $1 billion.

On May 1, 2003, Prudential formalized the acquisition of American Skandia, the largest distributor of variable annuities through independent financial professionals in the United States. The combination of American Skandia variable annuities and Prudential fixed annuities was part of Prudential's strategy to acquire complementary businesses that help meet retirement goals.

In April 2004, the company acquired the retirement business of CIGNA Corporation.

On August 1, 2004, the U.S. Office of Homeland Security announced the discovery of terrorist threats against the Prudential Financial headquarters in Newark, New Jersey, prompting large-scale security measures such as concrete barriers and internal security changes such as X-ray machines.

On August 28, 2006, federal and state securities regulators and the Department of Justice announced parallel settlements and a total of $600 million in monetary sanctions against Prudential Securities, Inc. (now known as Prudential Equity Group ) for misconduct relating to improper market timing.

On November 28, 2007, Prudential Financial board of directors elected a new CEO

"The board of directors of Prudential Financial Inc. has elected a new chief executive officer. Vice chairman John R. Strangfeld will take the reins of the Newark-based insurance and financial services company on Jan. 1. Strangfeld, 53, currently runs all of Prudential's U.S. businesses. He succeeds Arthur F. Ryan, who is retiring as CEO at the end of 2007. Strangfeld also will become chairman after Ryan retires from that job in May 2008."

Before You Purchase Life Insurance...CLICK HERE!

Money Talks

2009-07-14T05:00:00.001-07:00

Money Talks

Money Talks and...

You know the rest of that tune, right? All the financial advisers in the world are trying to get you to spend your money, save your money, while all the while, they secretly are trying GET your money!

Money Talks is a straight shooting newsletter that will tell you the real truth about finances, the financial institutions, and how your money is being sucked from your account, without you even knowing it!

Money Talks will tell you the truth, even if it hurts! Money Talks breaks the mold on financial planning, and financial planning, that will empower you with the ability to actually recover lost wealth!

Signup for the Money Talks Newsletter HERE...

The Money Talks Newsletter
rbjewell1.money@info.trafficwave.net
http://www.moneyteleseminars.com

Prudential

2009-07-13T20:22:00.000-07:00

Prudential Financial Inc. became the latest life insurer to reject federal bailout funds, saying in a one-sentence statement early Monday it doesn't need capital from the Treasury Department's Troubled Asset Relief Program.

Its stock fell 2.3% premarket to $39; shares, though, are up 32% this year and have nearly quadrupled since bottoming out in March.

A number of companies in November sought federal help as they were hit by billions of dollars in investment losses and worries about their capital levels. Prudential has lost money in the past three quarters on woes in its investment portfolio.

But especially in the past month, a wide spectrum of companies have been able to raise money directly from investors who have shown to be less risk averse than they had been.

Prudential made its decision "after conducting a thorough review." The Wall Street Journal reported last month, after the Treasury gave its belated blessing to allow life insurers access to TARP, that Prudential would likely decline the request.

Ameriprise Financial Inc., one of six life insurers that were preliminarily approved in May, said it wouldn't participate. Allstate Corp. also has declined to accept funds.

Before you choose to buy life insurance, learn more here...

How Do I Make More Money?

2009-07-13T12:47:00.001-07:00

Often times, we feel the need to ask ourselves questions about the financial situations that we all encounter from time to time. Most often, we wonder how to make more money, or how to find a better paying job in order to stave off the vultures at the bank. We will improvise all ways of creative financing in order to rob Peter, and pay Paul. We may actually think that finding a better job is the solution, but most often, we all find ourselves right back in the same old rut within a few months. We over spend. We buy too much stuff. We never even consider that WE are the real problem that we have in our money. Its always someone else's fault.

What if I could share with you a way that you could recover lost wealth, and never have to leave your current job? What if I could show you a way out of the financial jungle that would empower you to break free from your financial woes? What if I could educate you in the ways that financial institutions are draining your money on a monthly basis? What if I could offer you business mentoring and training that would assist you in building a stronger financial future, NO matter what you current economic situation is? Would that be of value to you? Here is the solution and answers to many of the financial questions that you currently have.

http://www.moneyteleseminars.com

Money Seminars

2009-07-11T13:12:00.001-07:00

What is a Money Seminar?

Money seminars are provided to answer many of your questions concerning finances. A gathering of like minded people, via the Internet, or teleconferencing phone systems, meet at a pre designed time, and listen and learn, from one of the foremost business economists of our time, Dr. Raymond Jewell. These valuable systems are provided for very negligible fee, for you, the person hungry for education and knowledge concerning the actual ways that money is lost in today's economy. You could call money seminars your roadmap to financial freedom and independence, even in these times of economic crisis.

Why should you spend your valuable time attending a money seminar meeting?

Its a fact that Dr. Jewell has been mentoring and assisting people with their money and finances for over 30 years. His business knowledge and expertise is world renowned, and the people who attend the money seminars will find invaluable information and knowledge that they can use to improve their financial situation.

How much do the money semimars cost?

The cost is only $39, This amazing value provides you additional incentives for registering including a free financial workbook, access to the archives of other recorded sessions, and even grants you the ability to have a 30 minute consultation with Dr. Jewell, concerning your particular financial situation. This in itself, is worth viewing and signing up for the newsletters, and listening to the audio and video recordings found on this website.

http://www.moneyteleseminars.com

You should only attend these sessions, and view this site if you are interested in providing your family security and increased money for the long term. These money seminars will inspire, motivate and educate you in the ways that you are currently losing money, and have been doing so, for the last 10 period. Most are not even aware of this sad, but true fact!

Money seminars is not only a wealth recovery program, it is also a money management session. The meetings will be relatively short in duration, but in that time, you will become more aware of how you, Mr. or MS. consumer, can learn to recover lost wealth, and learn to improve your overall financial earning ability.

Money Seminar

2009-07-10T08:59:00.000-07:00

The Truth Will Set You Free!

How long has it been since you have actually been told the truth about money and finances? I would suppose that this would equally apply to absolutely anything that you hear, or read. Lies and smoke are prevalent, not only on Google, but also on the media. You will never hear the real truth from reading your favorite newspaper, or by listening to your favorite television channel. Basically, all forms of the media are owned by huge conglomerates that will cater to the desires of stock holders, and not the common people who absorb the trash that is fed them like voracious and hungry wolves.

How long has it been since you have actually been told the truth by your bank, or mortgage lending Establishment? How long ahas it been since your government has actually shared with you the real truth behind the scenes? Its a well known fact that this whole country is run by a select few. They push all the buttons around the world. Have you been told the truth, or simply told what you want to hear?

How long has it been that you actually knew where your money is going in taxes? This holding out the real story even applies to your own grass roots politicians in your home town. The term truth, has lost its power in this country, and you have let this happen. I remember the phrase from a popular Jack Nicholson movie: "You can't handle the truth!"

Can you handle the truth about your money and finances? Would you be shocked to learn that there is a way to learn how to deal effectively with the financial institutions of this country? What if you really could learn where your money is actually going, and how to protect yourself against losing money in the future? Would that help you in any way?

http://www.moneyteleseminars.com

Money Seminars

2009-07-09T08:40:00.001-07:00

Financial Planning does not Work!!!

Over the years financial planners have been sitting in front of clients showing them spreadsheets and ledgers about numbers. Over the years the numbers never happen! Why? Because it is only opinion instead of fact. This is one reason why financial planning does not and will not work.

There is no method of verification or showing that what is being said is truth. No wonder people are failing and outliving their money. You see, money is not math and math is not money. There are to many other variables to consider, but not for the financial planners of the world, they use math and assume that their opinions will work. Folks this is called gambling and why would you gamble with your hard earned dollars?

Unless you have a method of verifying whether what is being told to you is truth or not, you will always lose. When you get someone's opinion you are being set up for failure or allowing your self to be set up for failure. Whenever anyone's whole financial world is structured around financial markets there will be failure simply because of the cycles that the financial markets go through.

When times are great people think they are financial geniuses, but when times get tough and markets drop people blame others when in fact it's really your fault. Yes if you lost large chunks of money you are the one to blame simply because the buck stops at you. So why wouldn't you take the time to learn how to do it right.

It doesn't have to be that way! You can learn how to eliminate the financial ups and downs simply by thinking differently and looking at the financial world differently. We are offering a tele seminar on "Wealth Recovery" where you will learn how to look at the financial institutions in whole different light. You will be able to see how to win in down markets and verify everything that you do for truth, and not have to listen to some financial planner's opinion.

To take advantage of the seminar go to www.MoneyTeleSeminars.com and sign up for the 'Wealth Recovery" tele seminar and learn how to think like a financial institution.

To understand your financial world in the most efficient way you must look at everything in an economic model and be able to see your financial mistakes before you make them. When you can see your mistakes ahead of time you can fix them and avoid costly financial losses. When you come to the tele seminar you will learn how to look for an advisor who has a macro economic perspective and not a micro financial planning perspective.

If you are reading this article as a result of getting our Money Talks Newsletter then pass it on to a friend so then can learn how to win. They would appreciate it and so would I. Our goal is to reach 1,000,000 people and teach them how to look at their financial world through a macro economic grid and be able to see their mistakes before they happen and need your help. If you haven't signed up for the tele seminar then I have a gift for you. I will give it to you for free all you have to do is go to the link below and sign up but there is one catch, you have to bring a friend. Give the link to a friend.

If you alredy paid for the tele seminar you will get an additional 1/2/ hour so in total you will have a full hour to go over your economic information. Your one-on-one meeting will be on-line with me where you will be able to see the economic simulator in action. You will have one full hour to ask as many questions as you wish, with no obligation. Money Seminars is designed to be your roadmap to financial security for the long term.

Here is the "bring a friend" link. We can handle 2000 people listening live from the website so click here.

Thanks for reading

Dr. Raymond Jewell, Senior Economist

www.FinancialFreedomRadio.info

Money Seminars Archives

2009-07-08T04:05:00.001-07:00

Come and view the Money Seminars archives. These are designed to inform Google readers of the information, techniques and articles that are created by Dr. Raymond Jewell, with the intent and purpose of helping anyone needing financial assistance.

Money Seminars Archives

Money Seminars

2009-07-08T03:51:00.001-07:00

Money Seminars-The Path to Financial Freedom

Money Seminars, created by Dr. Raymond Jewell, are designed to assist anyone in learning more about money, finances and the financial institutions of this country, in order to empower them to have more available spending capital for the long term. Viewing the site listed below, could lead to a sound breakthrough in education concerning money.

FOR IMMEDIATE RELEASE

PRLog (Press Release)

Jul 08, 2009

Money Seminars, is the first of its kind in the financial world. Dr. Raymond Jewell, the esteemed Senior Economist, has been in the economic field for over thirty years. His business mentoring and teaching has led many into the world of more financial freedom and long term growth.

No matter what position an individual finds themselves in at this point, attending the Money Seminars, will lead to enhanced profitability and stress reduction concerning money, finances, and the actual ways that financial institutions are geared to operate in this country today.

Unlike so called financial planners, Dr. Jewell's cutting edge information and knowledge in the real world of finances, are seen as a valuable resource tool for anyone seeking help and assistance.

The basis for Money Seminars is simple and direct. Dr. Jewell knows that the average person remains in the dark concerning the operating procedures currently used in the world of business and finances. He is able to cut through the haze of mystery, and bring people into a much clearer understanding of what they should be doing, to recover lost wealth from the previous years.

http://www.moneyteleseminars.com

From the site listed above, there will be found an immense amount of valuable information, newsletters and tools that anyone is welcome to use in their own personal financial journey. The Money Talks newsletter, free to sign up for, is just one example of the features that Dr. Jewell is offering to the general public.

Anyone wishing to listen to real time in your face talks concerning money, finances, government and the financial institutions, is also welcome to tune in to Financial Freedom Radio.

http://financialfreedomradio.info

These timely radio shows are held each Friday morning, and by simply dialing into the number provided, the person will gain additional insight into the money mind of Dr. Jewell. His direct and common sense approach to money and finances, is leading many out of the dark path of losing money, into the light of education and knowledge that will lead to the eventual healing of financial difficulties.

Statistics show that most people are losing between 10%-20% or more of their gross income or revenue to financial inefficiencies and they don't know it. If you would like to recover these lost dollars.

More Information Concerning the Money Seminars HERE...

Business Mentoring

2009-07-06T14:00:00.001-07:00

The information that has been presented to you so far is compelling as to why many of you have built up resistance to financial sales people. You know that they are going to sell you something and you are not sure that you want or need what they are selling. You also probably have heard horror stories about financial people and how they persuade you to buy things with no basis as to why you need or should want what they have to sell you.

When their information is based on "opinions" and not facts, and then they present to you opinionated reasons that you should do what they say. If you question what they tell you then they dazzle you with terminology that makes your eyes glaze over. Never lose sight of the four basic rules of financial institutions, which are below.

The financial institutions must get your money.
The financial institutions must get your money on a systematic and ongoing basis.
The financial institutions must hold on to your money for as long as possible.
The financial institutions must give your money back as little as possible.

We have recently seen that the financial institutions are not able to keep themselves afloat so why would it work for individuals. Many wealthy people have been saying for years that financial planning does not work and the financial crisis proves this true. As a consumer you should demand that your financial expert has the ability to build an economic simulator so you can see your financial future before it happens. Economic Simulation is necessary in planning your financial future.

When looking for a financial advisor you must check income as I mentioned before, and make sure that the financial person has the ability to get you to higher levels. They only way they can get you to a higher level is if they are already there. Also don't be fooled with the massive degrees and titles they have after their name it still doesn't mean that they know what they are talking about. Financial Planners give out unverifiable information and can't prove what they are actually saying. Ask for proof! If they can't give you verifiable proof than you are being taken advantage of. I know these are strong words but I can back them up.

We actually prove every financial move to our clients, and can show the financial future before it happens. When this is done you now have an enormous amount of financial power.

The theme of this article is to remind you of the reasons why financial planners are in existence and that they must follow specific rules to stay in business. Once they get your money there is no guarantee that they have to hang on to it.

We have just seen the worst financial crisis that has hit the United States in over 100 years with very little remorse on the part of the financial institutions to the consumer. With the upper management of these financial institutions taking huge incomes and living the life of luxury on your money then letting these financial institutions go out of business they have violated their fiduciary responsibility to the consumer.

Demand an economic model where you can see your financial mistakes before you make them and then correct them before they happen.

Thanks for your interest,

Dr. Raymond Jewell, Economic Advisor
Host, www.FinancialFreedomRadio
http://personaleconomiccoach.com/

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Money Seminar

2009-07-06T07:39:00.001-07:00

Money Seminar

The Money Seminar, by Dr. Raymond Jewell, serves as a roadmap to greater financial independence.

The money seminar program, developed by Dr. Raymond Jewell, noted Senior Economist, serves to give direction and guidance in the areas of wealth recovery and money management.

It is a fact that you have probably lost money in the last 10 years due to the financial institutions and their policies. It is possible to recover that lost wealth, and move forward into a more productive financial outlook.

The economy today is less than favorable; however, Dr. Raymond Jewell will show you specific ways that you can increase your productivity and effectiveness in your financial matters.

Signup for the Money Seminar Newsletter HERE...

Dr. Raymond Jewell-Senior Economist
rbjewell1.money@info.trafficwave.net
http://www.moneyteleseminars.com

Money Seminar

2009-07-05T11:51:00.001-07:00

Have you signed up for the "Wealth Recovery" Tele Seminar yet?

Just to give you some insight into how massive the MoneyTeleSeminar.com project is we will process over 10,000 attendees this year so you will want to get registered ASAP.

Why is it in such a great demand? People are struggling financially and have seen the financial institutions erode away huge blocks of their savings and wealth. Homes have lost value, retirement funds have lost value and many people don't know where to turn. There is a lot of uncertainty with many looking for a better way to go forward in the future and not run the risk of losing financially again.

At MoneyTeleSeminars.com we have the information and will share it with you and everyone else who is tired of listening to the financial people put them in strategies and programs that cause them to lose. This teleseminar will give you a future road map to win no matter what happens. Our clients, who have followed what we have told them, did not lose in the downturns.

Giving you a preview, one of the answers that you will hear about is building an economic simulator to see the future before it happens and correct the mistakes that might occur. If you have no mistakes then you will have concrete, verifiable, proof that you are doing it right. If you are not you will know it before you live it. By the way don't let the word Economic Simulator throw you off, it just means to see it financially first before it happens.

Sign up early and guarantee your seating. Some will be turned away and will have to wait until the nextMoneyTeleSeminars.com seminar. When you go to the sign up page you will also receive a tuition discount so go there now, we don't know how long the discount will be made available.

See you at the TeleSeminar.

Thanks for reading

Dr. Raymond Jewell, Business Economist

www.FinancialFreedomRadio.info

PS

There are many added bonuses awaiting you by signing up for the Money Newsletter, and the other programs listed on the site. Do not let this get past you Optin Today http://www.moneyteleseminars.com

Money Seminar

2009-07-02T08:48:00.001-07:00

Money Seminar

"Are you better off today then you were ten years ago?"

We all know the answer to this question don't we? Many people are downright angry about what has happened over the last several years but don't know what to do, or where to turn. The reason why many people have lost is because they listened to bad advice. We have all seen that the financial system, over the years, has let the public down but because of the financial institutions ability to spend large sums of money on advertising they have convinced the public that they have the right answer. Even though people have lost huge sums of money the financial institutions and financial planners are still sticking with their mantra that they are the answer.

No longer do you have to guess, going forward in the future. We have been using our economic simulators to help clients over the years see their mistakes before they are made and now you can to. When you take advantage of our economic simulation process you will see the mistakes before they are made then you can fix them. You no longer have to live through financial tough times, you will see them coming ahead of time and eliminate them. If you have no mistakes then you will at least have verification that you are doing things right.

If you would like to learn how the financial institutions take advantage of you then you should come to our MoneyTeleSeminars.com "Wealth Recovery" TeleSeminar. You will learn terminology that will enable you to look at the financial institutions the way the wealthy do. If ten percent of the people control ninety percent of the worlds wealth they this proves that the financial institutions, financial planners, and many accountants are wrong otherwise the ninety percent would control the wealth and they don't." So doesn't it make sense to do what the ten percent do?

Go to www.MoneyTeleSeminars.com and sign up for the next teleseminar.

Dr. Raymond Jewell, Economic Advisor

www.FinancialFreedomRadio.info

Money Seminars

2009-07-01T20:38:00.001-07:00

Money Seminars by Dr. Raymond Jewell

The money seminars created by world famous senior economist, Dr. Raymond Jewell, are designed to instruct, inform, enlighten and educate interested persons in the art and science of wealth recovery. These money seminars, which can be accessed through the site listed below, will be well worth the investment of time involved to attend. Learning to earn by creating a business plan approach to the individual's specific needs is the intent and purpose of this program.

Money seminars are easily accessed by phone and the pc as well. Dr. Jewell has worked incredibly hard and long hours to design the website to tell the story concerning money, finances, the financial institutions and how most people are losing revenue through the various financial systems. Dr. Jewell remedies this problem as he walks individuals through a very direct and comprehensive money seminar lecture.

Money Seminars are designed for anyone. The fact of the matter is this. If you are one of the millions of people that are dazed and confused about your money, then this program is definitely for you. Dr. Jewell is known for his direct style, and his easy to absorb mentoring sessions. He pulls no punches in the site, the newsletters and the entire program that he has meticulously created on Google.

http://www.moneyteleseminars.com

http://financialfreedomradio.info

Either of these sites will work in harmony for Google readers to learn more about money and finances, and how to creatively and positively recover lost wealth for increased financial gain in the long term.

Money

2009-06-30T05:57:00.001-07:00

Over the past months, we have done many presentations online concerning the topic of money. These articles have been written to speak about money, finances, financial institutions, and how you can learn to take better care of your money using proven techniques and strategies designed by Dr. Raymond Jewell. These articles, newsletters, press releases and other live submitted information on Google has served as a road map for many individuals who are trying to figure out how to creatively recapture lost wealth.

We will lead your attention today to Money. This comprehensive WordPress blog is loaded with relevant information concerning money and finances. We will give a brief rundown of the different articles found there, to further the cause of wealth recovery and creation.

Four Laws of Financial Institutions In this section, you will learn about four specific laws governing all financial institutions. This will serve as a starting point in your financial journey to wellness and prosperity.

Business Mentoring Dr. Raymond Jewell has been in the job of business mentoring for over thirty years. His knowledge and expertise in the field of business economics, is known across the country, as being one of the best in his chosen line of work.

Debt Recovery Dr. Jewell can show you a way out of the maze of losing money, and put you back in control of your finances and your financial future.

Financial Planning Here, we show you why the conventional methods of financial planning simply do not work. You need solid business advice and mentoring from a proven authority in the field of business and economics.

Financial Resources Most people today are lacking in adequate financial resources. This can be due to over spending, but often times, simply losing those unknown dollars to the financial institutions, are all that is needed to recover that lost wealth.

Money The most sought after, but often, the hardest element to gain a firm grasp upon is money. Dr. Raymond Jewell can show you and mentor you, in using your money more wisely, and learning how to bypass the conventional ways of thinking towards the money that you own.

Money Talks Here, you will gain new insights and perspectives into your money, and the reasons that you may be losing wealth. Once you learn how to solve the loss of wealth, then you can begin the steady climb back to sanity and peace in your financial life.

There are many other sections found in the Money blog, but these few links will give you, the Google reader, a brief overview of the systems and stategies that you can take full advantage of.

Money

2009-06-29T09:35:00.001-07:00

Money Talks, and Financial Losses Speak Louder Than Words!

Have you signed up for the "Wealth Recovery" Tele Seminar yet?

Just to give you some insight into how massive the MoneyTeleSeminar.com project is we will process over 10,000 attendees this year so you will want to get registered ASAP.

See you at the TeleSeminar.

Thanks for reading

Dr. Raymond Jewell, Business Economist

www.FinancialFreedomRadio.info

Money

2009-06-28T09:14:00.000-07:00

In this article, we are going to delve a little further into the subject of money. If you do a search on Google for money, you will see a 1 billion category entry. This means that money is something that everyone thinks about, writes about, is concerned with, works incredibly hard to get, but in most cases, the money just never goes as far as we would like it to go.

According to Wikipedia:

Money is anything that is generally accepted as payment for goods and services and repayment of debts.The main functions of money are as a medium of exchange, a unit of account, and a store of value. In the past, money was almost always commodity money, money with intrinsic value from the commodity of which it is made (eg. gold and silver coins, shells, tobacco leaves, grain). However, modern monetary systems are based on fiat money – money without intrinsic value, but declared by a government to be legal tender, that is, it must be accepted as a form of payment for 'all debts, public and private'. The term "price system" is sometimes used to refer to methods using commodity valuation or money accounting systems.

The money supply of a country is usually held to consist of currency (banknotes and coins) and 'deposit money' (the balance held in checking accounts and savings accounts). These demand deposits usually account for a much larger part of the money supply than currency. Deposit money is intangible and exists only in the form of various bank records. Despite being intangible, deposit money still performs the basic functions of money, as checks are generally accepted as a form of payment and as a means of transferring ownership of deposit money.

Let me ask you a question. What do you think about money? Do you have enough money? What do with your money? Are you letting your money grow and work for you, or are you doing things like robbing Peter to pay Paul? Honestly, most people fall into the latter category. People tend to buy stuff with their money. People will absolutely spend money on things they do not need, in order to fill some void in their lives. Its not to say that buying stuff can be fun, but when the fun turns to problems like credit card debt, bank notes that do not get paid and other substantial problems, then money is no fun.

I have some excellent news for you today concerning money. I can show you a way that will help you recover lost wealth. That is a powerful and thought provoking statement, but its absolutely true. The only way that I can assist you in your money journey, is to signup at the website listed below.

http://www.moneyteleseminars.com

On that site, I have a lot of information, newsletters, recordings and workbooks that can be downloaded, so that you can begin to understand more of the power of wealth recovery, and how you, can use this wealth of information to your distinct advantage.

If you are tired of losing money, then I suggest that you optin for all of my information, otherwise, you will just be stuck in the same old have no money rut like most people in the US are currently in. Only YOU have the power to make a conscious decision to learn to earn from the site listed above.

Dr. Raymond Jewell-Senior Economist

The New Economy

2009-06-27T04:37:00.001-07:00

The New Economy?

If you were asked do you think that following the old ways of investing and saving will continue to be fruitful, what would you say? Do you think the old ways will continue to work? If you said yes you are sadly mistaken!

We just saw enormous financial institutions suck up consumer's money and then go to the Federal Governments for a hand out and suck up those dollars that were lent to them. What is wrong with this picture? What is wrong is that for years the financial institutions were spending huge sums of money to convince the public that they were the good guys when in fact they were operating from a hidden agenda. [To learn about the hidden agenda go to www.MoneyTeleSeminars.com and sign up for the free course 4Laws of Financial Institutions.]

The public refused to believe that these financial institutions were wrong because they were so big. The public felt that the financial planners were able to achieve the promises they had made, and that the only way to true wealth was through financial markets.

For years others and I have been telling people to look out, l that someday there will be a reckoning that will take place and the consumer will be left holding the bag. Sure enough it happened and a small group of people saw it coming. The perfect financial storm was brewing and was noticed in the early 2000's but the financial institutions and financial planners still kept telling people to put their hard earned money in the financial markets. How many times do people have to lose money before they learn that it doesn't have to be this way?

Well now what do you do? You understand that today there is not a new economy but a different mindset. No longer can you expect the financial institutions or financial planners to deliver what they tell you. They have lost all creditability. Today you must demand that your finances are shown through a macro economic grid. You must look at your economic world in a simulator and be able to see the mistakes before you make them. No longer will you have the luxury of pleading ignorance. You must take control of your financial world and learn how to build wealth yourself or you will lose.

It is possible to construct a model of your economic world and see your financial future before it happens thus uncovering the financial mistakes before they occur. No longer do you have to live the problems, you can fix them before they happen. With this ability there is no excuse for financial failure unless you simply don't take advantage of the process.

Our mission is to reach 10,000 people in 2009 and give them the opportunity to take advantage of this process. We know that only a small amount of people will actually take advantage of this program but we feel that we have to offer. If you have read this article and gotten to this point then there is no excuse for losing financially in the future ever again. All you have to do register for our Wealth Recovery Tele Seminar at www.MoneyTeleSeminars.com and after the seminar we will gladly set you up with a free ½ hour consultation where you can personally learn how this macro economic simulation process will work for you. We look forward to seeing you there. After the seminar you will be given the opportunity to sign up for the free consultation but spaces are limited and only for serious people who want to win financially so don't delay.

Thanks for reading,

Dr. Raymond Jewell, Economic Advisor

www.FinancialFreedomRadio.info

Business Mentoring

2009-06-25T05:51:00.000-07:00

Business Mentoring

Business mentoring is a subject that should be brought into full view if you are trying to establish yourself, and your income, to the maximum potential possible. A business mentor can help you make judgments that will positively affect your overall performance in the business world. In other words, your business mentor becomes your ally in the world of business, finance, money and becoming more educated in how to increase your revenue.

Finding a business mentor with impeccable credentials is the most important, and sometimes the most time consuming process. You must be able to find that qualified business mentor and develop a long term relationship with them, in order to gain maximum benefits.

How do you find such a person or organization? The number way to approach this is to go to Google and type in the person or organizations name. After doing that, and finding that they meet your specific requirements, then the contacting of the person should be the next step. Most business mentors are more than willing to spend some time with you on the phone, or web conferencing room of some sort, to discuss your business plans and goals.

The business mentor today should be well schooled in money, finances, financial institutions and have a firm grasp on the necessary elements that you need in your business model. Now we are not talking about financial planners here. We are talking about a person who is well established in the business world, and has been mentoring people for years.

The true business mentor will guide you in the right direction. He will not confuse you with rhetoric, nor use terms that you are not familiar with. The business mentor will simply meet with you, one on one, and discuss your goals, objectives and the best moves to make from this point in time. If the relationship is sound, then it will be necessary to move forward, to implement the information that the business mentor provides.

The qualified mentor will also have in place, free information rich newsletters and information, that you should be able to signup for, that will assist you in further evaluations of the information that he is providing. This is very important, as the professional business mentor will never try to sell you his program initially. It should be a careful and ongoing process that will eventually lead to positive results in your financial life.

Creating wealth is an important move to make in this world of financial upheaval, but saving the money is crucial as well. Any qualified business mentor will be able to assist you in that process very well.

Clicking on any of the links in the above article will lead the Google reader to learn more about business mentoring, and the first steps to take towards a new financial independence for the future.

Money

2009-06-23T03:58:00.001-07:00

What Is Money Teleseminars?

Money Teleseminars is designed to "de-stress" people concerning their money, finances and the economy in a simplified and forthright manner. Dr. Raymond Jewell, noted business economist, provides solutions and benefits to interested persons.

FOR IMMEDIATE RELEASE

PRLog (Press Release)

Jun 23, 2009

Dr. Raymond Jewell has graciously taken the time from his hectic schedule, to provide interested people around the world, information, articles, viewpoints and education into the world of finances and financial institutions. Dr. Jewell has been mentoring and assisting people and organizations with their financial situations for over thirty years, and has received much notoriety for his work. High profile clients from all walks of life have gained knowledge and insights by associating themselves with his extraordinary talent of recovering lost wealth, and learning ways they can improve their financial picture.

MoneyTeleSeminars.com is a site that can bring people closer together in knowing not only the problems with money and financial institutions, but also the benefits and solutions that can occur when education is applied.

http://www.moneyteleseminars.com

Through the newsletter series found by visiting the above website, one gains insights and perspectives into some of the problems people are facing with their finances, and offers real time solutions in the ongoing battle to provide long term growth and substance in today's changing economic climate.

The first symposium was a grand success with people from all walks of life gathering together to hear Dr. Jewell speak on the subject of money. The reviews are still coming forth. People who choose to spend their valuable time listening and learning from Dr. Jewell, will come away with knowledge. That knowledge can be implemented into power that will substantially affect the financial situations of people who are currently working to make ends meet in this economy.

The goal of reaching over 1 million people over the next two years with MoneyTeleSeminars.com, utilizing the power and influence of Google, will mean that people will have the knowledge, power and education that they need to obtain more financial freedom for themselves and their families.

Registration is required to attend these sessions. The newsletters presented will offer people information via email, on a regular basis, that can make a difference in their individual financial positions. Many bonuses are also offered by opting in for this information. All private information such as names, emails and phone numbers, are kept in the strictest confidence, and are only used to keep people apprised of the upcoming events now in the works.

http://www.moneyteleseminars.com

Statistics show that most people are losing between 10%-20% or more of their gross income or revenue to financial inefficiencies and they don't know it. If you would like to recover these lost dollars.

Visit Press Room http://pressroom.prlog.org/MoneyTeleseminars/

Dr. Raymond Jewell-Senior Economist
rbjewell1.money@info.trafficwave.net
http://financialfreedomradio.info

Money Facts

2009-06-21T09:09:00.001-07:00

Money Facts

You Have Lost Money in the Last 10 Years, Right?

Straight Money Talks facts from Dr. Raymond Jewell, will assist you how the financial institutions of this country have been systematically robbing you of money, security and peace of mind.

Its time for you to become aware of this, and to become educated enough to take logical steps to keep this from happening.

Dr. Jewell will give you the best information concerning wealth recovery and wealth creation to assure your financial future for yourself and your family. Can you afford NOT to attend?

For More Money Facts, CLICK HERE...

Dr. Raymond Jewell-Senior Economist
rbjewell1.money@info.trafficwave.net
http://www.moneyteleseminars.com

Money Talks Newsletter

2009-06-21T08:56:00.001-07:00

"Money Talks" is a newsletter from MoneyTeleSeminars.com

Are Financial Loses Recoverable?

Today I want to point out that the many people who have lost huge sums of money to the financial institutions and financial markets, will never recover these dollars again. The losses are gone! Many financial planners and financial institutions are telling people that if they stay put they will get their losses back. Never in a million years will that happen!

Here is why. A loss is always a loss, that will haunt you until you die. Whenever you lose any money you lose the entitlement of those dollars forever. You will lose the ability to derive growth from the dollars for the rest of your life. Just look at it this way, if you had $100 in the market and the market dropped to $50, you lost $50, correct? If in a few years the market returns the $50 back and you are back at $100, you should have had $150. You lost $50 and will never get it back, it is gone forever.

No matter what you do you will always have the loss, and further to compound the problem you will lose the growth on the loss forever. So when anyone tells you that you will recover your loss they are wrong. But this is another piece of the miss-information that the financial people and the financial industry put out, expecting the public to not pay attention and take the information as fact.

Our MoneyTeleSeminars give you basics to know how to understand the real truth. If you want to be able to know how to win in these current economic turbulent times than you will want to come to our MoneyTeleSeminars.com "Wealth Recover" Teleseminar. We are processing 10,000 people in 2009 so you will want to get registered ASAP and guarantee your place. With the economy in the position it is, many are looking for ways of becoming more efficient so don't wait.

Thanks for reading,

Dr. Raymond Jewell, Senior Economist

www.FinancialFreedomRadio.info

Your Mindset About Money

2009-06-19T18:47:00.001-07:00

MoneyTeleSeminars.com

Let's talk about "Mindset".

Thanks for reading,

Dr. Raymond Jewell, Senior Economist and Chief Instructor.

Financial Freedom Radio

Money and Finances

2009-06-18T04:58:00.001-07:00

How to Protect and Grow Your Money

Creating wealth is not the only aspect of finances that people need to deal with. Protecting and growing that hard earned cash will make a substantial statement for long term benefits and solutions for future financial stability.

FOR IMMEDIATE RELEASE

PRLog (Press Release)

Jun 18, 2009

Making enough money, or making more money, is really not all that needs to be addressed in today's economy. Many people have the notion that if they only made more money, then all of the financial worries could be relieved. What about protecting that money? How important is that in the overall scheme of your finances? Would that not be of paramount importance to you, the consumer, that if you had a way to protect the cash, and even eliminate certain places in your finances, where the money seems to be seeping away, would that not also help in eliminating the stress and anxiety over your current financial situation?

Dr. Raymond Jewell, the noted Senior Economist and Advisor, has molded together a wealth recovery program called MoneyTeleSeminars.com. In this popular and growing series, together with Money Talks Newsletters, and other powerful digital media, will help anyone struggling and straining in today's financial world.

Joining MoneyTeleSeminars.com will serve as a road map to the path that will eventually solve many of the mysteries of the financial institutions of this country, and allow the individual to patch the leaking areas of their own money bucket, in order to have more available money for living.

http://www.moneyteleseminars.com

Joining Dr. Jewell, and opting in for all the information found by visiting the above link, will be the first step to becoming more educated about how the financial institutions of this country work. Having access to this type of valuable information will mean that the individual will be able to not only earn more money, but will also be empowered with knowledge and techniques that will assist them in recovering and creating more wealth.

Dr. Jewell has been helping people and organizations in wealth recovery for over thirty years. His expertise and knowledge in the areas of finances, financial institutions, money and wealth creation are unmatched in the world of business and finance. For an individual to have access to this type of information, can mean the difference between growing and failing in today's economic climate.

The timing is perfect for this information to be distributed throughout the US and the world. If you have financial questions and concerns, or know someone that is struggling in with unanswered questions about money and finances, then passing along this information rich site, will be a positive move forward.

http://www.moneyteleseminars.com

Statistics show that most people are losing between 10%-20% or more of their gross income or revenue to financial inefficiencies and they don't know it. If you would like to recover these lost dollars, simply signup for the various newsletters, and listen to the thought provoking audios and videos on the site.

Are You Making More Money?

2009-06-15T03:52:00.001-07:00

Are You Making More Money, BUT Enjoying It Less?

Are you constantly looking for new ways to make money?

If you are struggling right now, with your finances, I can show you a way out of the financial maze. I can show you how to improve your finances RIGHT WHERE YOU ARE!

This will not be an automatic push button money solving miracle cure. This will be real time information on how you can improve your finances, no matter what shape you are in financially.

Together, we can unlock your dilemma, and bring you knowledge, power and specific techniques that will help you earn more money, WITHOUT working MORE!!!

Signup for the Money Newsletter HERE...

Dr. Raymond Jewell-Senior Economist
rbjewell1.money@info.trafficwave.net
http://www.moneyteleseminars.com

How Is YOUR Economy?

2009-06-15T03:37:00.001-07:00

How Is Your Economy?

Everyone talks about THE Economy. I want to know about YOUR economy!!!

Are you making more money, but at the same time, losing that money, and you just cannot figure out why?

Are you having to take on new jobs in hopes of increasing the inflow of money into your finances, only to find that you are sinking further into the mire of having no money?

What if I could show you a way out of the financial maze? Would that be worth two seconds to place your name and email address in the box for the Money Talks Newsletter?

Signup Here for the Money Newsletter!

Dr. Raymond Jewell-Senior Economist
rbjewell1.money@info.trafficwave.net
http://www.moneyteleseminars.com

Money Newsletter

2009-06-15T03:17:00.001-07:00

Money Talks Newsletter

Are Financial Loses Recoverable?

Thanks for reading,

Dr. Raymond Jewell, Senior Economist

www.FinancialFreedomRadio.info

The Money Newsletter

2009-06-13T11:21:00.000-07:00

MoneyTeleSeminars.com

What you will get from our newsletter:

TeleSeminars:

Free 4Laws of Financial Institutions

Go to MoneyTeleSeminars.com and sign up for the free 4Laws of Financial Institutions.

Thanks for reading

Dr. Raymond Jewell, Senior Economist and Chief Instructor

Financial Freedom Radio

Money Talks Newsletter

2009-06-13T09:50:00.001-07:00

Money Talks Newsletter Provides Information and Insights for Google Readers

The Money Talks Newsletter, published by Dr. Raymond Jewel, provides needed insights, information and perspectives in successfully adding additional income, by simply learning proven techniques and strategies in money management.

FOR IMMEDIATE RELEASE

PRLog (Press Release)

Jun 13, 2009

The highly regarded Money Talks Newsletter is a free roadmap to success in dealing effectively with money and finances. This timely newsletter series is dedicated to informing the readers of Google is specific ways that they can "patch the holes" within their own financial situations, therefore adding additional income to their pre existing money structure.

Dr. Jewell has been in the active pursuit of assisting and mentoring people with their finances for over thirty years. His knowledge and expertise is gained through real time, and certainly not based on theory. The actual practices that he uses in mentoring his financial clients, will be found by subscribing to this timely newsletter presentation.

To signup for the Money Talks Newsletter, go to: http://www.trafficwave.net/lcp/rbjewell1/money/8662 Your private information will be closely guarded here and the newsletter will be sent to your email address every week to ten days.

Using this type of information to amplify wealth recovery is seen as one of the most positive moves forward that anyone can make in learning about improving their financial situation.

Many who subscribe to the newsletter, are providing excellent feedback, and are looking forward to receiving even more information from Dr. Jewell. His easy to understand writings, will serve as a mentoring tool that anyone is able to take advantage of.

Again, to receive this timely Money Talks Newsletter, simply go to: http://www.trafficwave.net/lcp/rbjewell1/money/8661

To Contact Dr. Jewell

rbjewell1.money@info.trafficwave.net
http://www.moneyteleseminars.com

Money and Your Financial Future

2009-06-13T08:42:00.001-07:00

Money and Your Financial Future

Obviously, everyone today is concerned with making more money, being able to build a financial infrastructure that will last, trying to protect property and assets, and simply trying to make ends meet in this less than favorable business climate that is facing all Americans. Some people in the financial world believe that we are on the verge of financial collapse, but I believe that there is a solution to every problem, including this one.

The facts are very clear that people simply do not fully understand the complex business world. It seems to be an area in each person's life that they are either fearful of approaching, or they just believe that there is no hope, and they simply keep doing the same non-productive things over and over each day. I contend that education is at the forefront of this financial crisis. Each person working a job today has a responsibility to actually learn what the problems within the financial institutions are, and then work steadily to improve that profile over the long term. This is not really as difficult as one might believe.

I have been in the process of mentoring and assisting people with their financial affairs for over 30 years. My business has been built from supplying people with value and knowledge in the ways that they can lose money to the financial institutions, and perhaps not even be aware that this is happening.

I have put together a Money Talks newsletter, where the person can signup, and I will post to them via email, about every week or so, relevant and insightful perspectives and tips on things that they can do to improve their overall money situation. The newsletter is free to signup for, and yes, it is safe. I never harvest emails in any way. I suggest that you signup for Money Talks, and let me share my insights and perspectives with you about how to begin to patch the holes within your own financial situation.

Dr. Raymond Jewell-Senior Economist
MoneyTeleseminars.com
Financial Freedom Radio

Making Ends Meet

2009-06-11T08:27:00.001-07:00

Making Ends Meet

Are you weary from the struggle and strain of just making ends meet?

Are you working harder, but having less spendable income at the end of the month? Are you simply ready to hang it all up, and simply say that there is nothing more you can do?

Friend, there is a LOT more that you can do with your money and financial situation. You can become educated in how the financial institutions of this country are literally draining you of your funds.

You can ease up, and learn specific strategies and systems that can, and will, amplify your money to a greater degree, giving you more time freedom and a better lifestyle. Simply signup for the Money Talks Newsletter!

Signup Here for The Money Talks Newsletter and RELAX!!!

Dr. Raymond Jewell-Senior Economist
rbjewell1.money@info.trafficwave.net
http://www.moneyteleseminars.com

Where Does All Your Money Go?

2009-06-11T08:15:00.001-07:00

Where Does All Your Money Go?

Have you ever wondered why all the money that you make, is simply not enough?

Your money, even though you may be making very good money, is simply not going to the places that you need it to go. You have leaks in your financial bucket!

All that money that you make goes to taxes, mortgage companies, insurance companies and credit card companies. Plus your money is seeping from your bank account at a slow and steady drip...

Are you interested in learning how to patch the holes in your financial bucket, and actually learn what do with your money? Then you need to signup for the Money Talks Newsletter!!!

Dr. Raymond Jewell-Senior Economist
rbjewell1.money@info.trafficwave.net
http://www.moneyteleseminars.com

Are You Losing Money?

2009-06-11T08:05:00.001-07:00

Are You Losing Money?

Have you lost money in the last 10 years?

Are you working harder, but gaining less ground than ever before? Are you taking on a second job, just hoping and praying that you can make ends meet in this struggling economy?

Do you trust what all the financial gurus and bankers are telling you that you should do with your money? Do you really believe that you can make a positive change by working harder and longer hours?

I can show you a way out of the financial maze. It will not happen quickly, but if you take notes and study the Money Talks Newsletter by subscribing here, you will make a huge difference of the long term.

Signup for Money Talks Newsletter Here...

Dr. Raymond Jewell-Senior Economist
rbjewell1.money@info.trafficwave.net
http://www.moneyteleseminars.com

Money and Your Future

2009-06-10T05:12:00.001-07:00

Money and Your Future

Have you lost money in the last 10 years?

Money is a sensitive issue in today's economy. People are losing money, yet they really do not understand why this is happening. You can learn how to NOT lose your money!

Dr. Raymond Jewell, Senior Economist, will teach and mentor you into finding out where your money is going, and how to recover that last wealth.

Weary from losing your money to the financial institutions? There is a way out of the money jungle, and Raymond Jewell can show you the way. Learn More Here...

Dr. Raymond Jewell-Senior Economist
rbjewell1.money@info.trafficwave.net
http://www.moneyteleseminars.com

Mindset and Attitude

2009-06-08T08:37:00.001-07:00

MoneyTeleSeminars.com

Let's talk about "Mindset".

Thanks for reading,

Dr. Raymond Jewell, Senior Economist and Chief Instructor.

Financial Freedom Radio

Financial Responsibility

2009-06-07T09:59:00.001-07:00

Taking Financial Responsibility Holds the Key to Success for Individuals.

Taking personal responsibility for money and finances is the key to continued success for every man, woman and child in this country. No one can make the bold move towards financial stability, except the individual. When you choose to no longer be kept in dark from financial institutions and government, then you begin to view your personal finances in a completely new way.

FOR IMMEDIATE RELEASE

PRLog (Press Release)

Jun 07, 2009

Personal responsibility in the area of money is an element that many people in the USA are fearful of accomplishing. It would be apparent that most are satisfied to listen to doom and gloom reports by the major news services, but when it comes to taking action, they will fall short. An heir of almost apathetic indifference to their own finances and money, will lead many people to dismal failure in the long term.

What governs this apathy?

Most seem to think that there is nothing that they can do to make changes in their own lives in the area of money. They often trudge off to work, make some money for their months work, and then watch that money decrease because of taxes, credit card payments, and an assortment of the other ways that people simply spend useless money, all because they are unwilling to make a stand and actually learn positive steps that each individual can take that will patch the holes in the leaking economic bucket.

I Don't Have the Time?

How many times have you personally said that you are too busy, too involved with the day to day a or simply worn out from trying to make a living? Far too often, this statement is simply not true. It is another indication of lack of motivation and self discipline that will lead to a path out of the financial maze and mystery of life. All have the time to live and breathe, therefore all have the time to spend in creating a sound financial future for themselves and their families.

Its interesting to note that 90% of the wealth of this country is controlled by only 10% of the population. Why is this true? The simple explanation would be that the 10% of the controllers either inherited their wealth, OR they learned how to take responsibility for their financial future. They are ever diligent day by day growing and earning.

If you are motivated to wanting to make a significant change in your financial future, there are some very simple and easy ways to accomplish this. Viewing the site below, published by Dr. Raymond Jewell, noted business economist, will be that first step needed to find a way out of the clutter and confusion concerning money, business and finances.

http://www.moneyteleseminars.com

Dr. Jewell has been assisting many people over the course of the last thirty years, in teaching and mentoring them in how to recover lost wealth. He is even willing to spend his quality time in offering you a free 30 minute consultation service for signing up for the Money Talk Symposiums. This offer cannot be bought for tens of thousands of dollars anywhere on Google today.

The final question must be asked.

Are you willing to take an hour a week out of your busy schedule, and absorb the information, knowledge, perspectives and insights into real time wealth recovery? Then proceed at once to site to begin the process!

http://www.moneyteleseminars.com

Statistics show that most people are losing between 10%-20% or more of their gross income or revenue to financial inefficiencies and they don't know it. If you would like to recover these lost dollars.

Dr. Raymond Jewell-Senior Economist
rbjewell1.money@info.trafficwave.net
http://financialfreedomradio.info

Money

2009-06-05T08:16:00.000-07:00

If you are interested in learning more about money, finances, wealth recovery and wealth creation...

Visit Money Talks!

Wealth Recovery Seminar

2009-06-05T07:59:00.001-07:00

Sign-Up for the Wealth Recovery Tele Seminar...

The price of this seminar is normally $99 but here you will receive a deep discount of $60. But that's not all... Your cost   $39

What you get...

Wealth Recovery Workbook

Access to the recording after the Wealth Recovery Tele Seminar...

Access to Archive seminars and recordings....

Free 1/2 hour personal consultation about our

"Personal Economic Coach" process. [Time permitting]

Life Time "Personal Front Row Seating" discount for future seminars "Priceless"

Signup for the Wealth Recovery Seminar Today!

Money Talks by Dr. Raymond Jewell

2009-06-05T07:52:00.001-07:00

"Everything that is really great and inspiring is created by the individual who can labor in freedom..."

Albert Einstein

Is Capitalism Working? Click here for download

4 Laws of Financial Institutions! Click here for download

Financial Education... Click here for download

I encourage you to download and listen to my views about financial institutions, money and becoming your own financial power center for future economic growth in your own lives.

MoneyTeleSeminars.com

Protecting Your Finances

2009-06-05T06:54:00.001-07:00

How to Protect Your Finances

In today's upside down world, its a given that most people are dazed and confused about their money. We all have a sincere desire to earn more money, but we all have the desire to keep that money and put it to good use for the future. Protecting our finances in this day and age is almost impossible. Governmental regulations, banking policies, mortgage lending companies going broke, and the whole financial institution being literally upside down, leads us all into a wondering state of mind. What can we do to protect our money, and make sure that the money we have will grow with time?

If you believe that financial planning is the answer to all your woes, you will be grossly mistaken. Financial planners are in the business for one thing. They want to make money from you by telling you what to do with your money. If you believe that your good friend, the banker, is out for your best interest in the grand scheme of managing your money, then you will be very disappointed to know that they are simple puppets for the bigger financial gurus. They too, are here to make money from your money. If you believe that mortgage companies are here to assist you, try missing a couple of house payments, and watch the money devil rear its ugly head. And, if you believe that the federal government is here to keep us all safe, and protect and serve each and every citizen of this country, then you must have been asleep at the wheel.

Big business and government monitor our every moment. They prefer that we all follow blindly along like sheep, for then, they hold all the control. When we are at a point in history when about half of our earned revenue goes for taxes of some sort, what does this tell you about the your financial future, if you believe all the lies that financial institutions are telling you?

There are solutions to these problems. Dr. Raymond Jewell, the esteemed business economist, has been assisting others with their money for over 30 years. His business expertise and knowledge is unmatched in the financial world. Dr. Jewell has been led to furthering his mentoring and help to a new level. MoneyTeleSeminars.com is a way that average people can become educated about finances, money, financial institutions and how to creatively recover lost wealth. Every person working today owes it to themselves to visit this site, and signup for the amazing features that are available for FREE. Dr. Jewell's goal is to reach over 1 million people over the next few years with his positive message that we all can learn how to protect our finances for the future.

Register for MoneyTeleSeminars Here...

You should definitely signup for the insightful newsletter written by Dr. Jewell. You will receive more insight and information about money and finances that you have ever had before.

Signup for the Money Talks Newsletter Here...

Make a note to visit this site often. The content found on MoneyTeleSeminars.com will serve as a roadmap to your eventual finanicial freedom.

"The mind that opens to a new idea never goes back to it's original size."

Albert Einstein

Money Talks by Ray Jewell

2009-06-03T07:35:00.001-07:00

MoneyTeleSeminars.com

What you will get from our newsletter:

TeleSeminars:

Free 4Laws of Financial Institutions

Go to MoneyTeleSeminars.com and sign up for the free 4Laws of Financial Institutions.

Thanks for reading

Dr. Raymond Jewell, Senior Economist and Chief Instructor

Financial Freedom Radio

Money Teleseminars

2009-06-03T07:31:00.001-07:00

Learn more about Money Teleseminars and how Dr. Raymond Jewell can assist you in becoming more educated concerning your financial future.

LISTEN HERE

MoneyTeleSeminars.com

Take Charge of Your Financial Condition!

2009-06-03T07:22:00.001-07:00

How many times have you made the statement that you cannot make enough money to get by on? How many times have you sat idly by, and thought that your bank was going to take care of you and your money? How much trust do you really have in the government concerning your well being and financial situation?

The questions listed above are examples of the apathy that runs rampant in our society today. Most people are willing to just sit idly by, and concern themselves with real issues like what movie are they going to see, or what car they are going to purchase next. These same people are more concerned with watching Seinfield reruns, than they are in waking up and actually learning how to control their money better.

Can you honestly say that your bank or financial institution has your best interest at heart? If you think this, just wait until you are a few payments behind, watch your good friend turn on you like a poisonous viper! Your good friend, your banker, will become your worst nightmare. Its an amazing thing to witness this process in motion. Banks always are willing to lend money to people than do not need it. If you really need to borrow money, then you are not going to be able to convince them to loan you those funds.

How about your credit card company? Do you think these financial institutions are your friends, and are willing to loan you all that money at 26% interest so that you can pay your bills, or buy a new car, or whatever? If you think this, wait until you are not able to make that payment. Then John Q. BillCollector will be ringing your phone daily and harassing your every move until the point of insanity.

If you think that your government is your friend, just wait until they pass new laws that assist these huge financial institutions that will wreak even more havoc in your world. Yes, complacency and apathy are your enemies. You must decide at some point that NO one is going to help you out of your financial mess. No one is your friend at your local bank. Government is not designed of the people and by the people. It is designed to keep you in slavery to the whims imposed by dishonest legislatures to separate you from even more money than before.

Are you weary from constant bombardment of televison and radio ads convincing you to go out and spend more money for more stuff? If you are like most semi-affluent middle class Americans, you have accumulated far too much stuff. You have borrowed money for more cars than you can drive, bigger homes than you need, and of course, you rent four or five storage buildings to house even more valuable stuff, just in case you need it. You are thinking that you can always sell this stuff when it becomes valuable over time, right? The truth is, that stuff that you have accumulated over the years, will simply be sold at a garage sale for absolutely no money at all.

Are you tired of all this? Are you willing to actually begin to be educated in money and finances? Are you willing to go to work and earn your way to a more secure future? These are my suggestions.

1. Go to: http://www.moneyteleseminars.com and register for Dr. Raymond Jewell's Money Talks seminars. Here you will learn more about money, financial institutions, big business and other vital information, than you have been exposed to before.

2. Go to: http://www.moneyteleseminars.com/4Laws.html and signup for the 4 Laws of Financial Institutions. You will receive invaluable information concerning the ways that financial institutions operate, and how you can become a the power for your own destiny.

3. Go to: http://www.youtube.com/user/mnytele411 Listen to Dr. Raymond Jewell on YouTube.com to see his insights and perspectives on money, finances and how you can recover lost wealth in today's economy.

Visiting these powerful websites will only take a few moments of your valuable time. If you do not find an answer to your questions, then just know that you can always sit idly by, just like the vast majority of Americans, and complain about not having enough money to make ends meet!

Financial Decisions

2009-06-01T08:23:00.001-07:00

Who is Making Your Financial Decisions?

From the above link, learn more from Jack Shea, about making the right financial decisions, and how important that step can be in assuring you have a sound financial future. Dr. Raymond Jewell, the renowned Senior Business Economist, give you real time information that you can utilize to assure your continued success, even in the current economy. If you are losing money, and we all are, due to government intervention and the financial institutions of the USA, you own it to yourself to visit this site:

http://www.moneyteleseminars.com